Pawn Shops Woodway

Woodway and nearby Waco have several pawn shops for loans or selling items. Jewelry, electronics, and tools are commonly pawned or sold here.

Woodway, TX has 6 pawn shops in our directory. Top-rated options include CenTex Pawn, EZPAWN (645 North Valley Mills Drive, Waco), and EZPAWN (301 East Waco Drive, Waco).

Loading map...

Disclosure: Contains affiliate links. Learn more

Filter by services

CenTex Pawn

View details

801 E Waco Dr, Waco, TX 76704, United States

pre-owned luxury salesauthenticity verificationcustom sourcing
4.8(461)

EZPAWN (301 East Waco Drive, Waco)

View details

301 E Waco Dr, Waco, TX 76704, United States

pawn loansgold buyingfirearms loansfirearms buyingretail merchandise salesonline shop
4.6(113)

EZPAWN (645 North Valley Mills Drive, Waco)

View details

645 N Valley Mills Dr, Waco, TX 76710, United States

pawn loansgold buyingfirearms loansfirearms buyingretail merchandise salesonline shop
4.3(232)

EZPAWN (3020 North 18th Street, Waco)

View details

3020 N 18th St, Waco, TX 76708, United States

pawn loansgold buyingfirearms loansfirearms buyingretail merchandise salesonline shop
4.3(120)

Rodeo Pawn

View details

3101 Robinson Dr, Waco, TX 76706, United States

3.6(21)

Cash America Pawn

View details

611 N Valley Mills Dr, Waco, TX 76710, United States

pawn loansretail salesgold buyinglayaway
2.5(43)

What Woodway Pawn Shops Accept

  • Gold jewelry & watches
  • Electronics (phones, laptops, tablets)
  • Power tools (DeWalt, Milwaukee, Makita)
  • Gaming consoles (PS5, Xbox, Nintendo)
  • Musical instruments
  • Firearms (where permitted)
  • Designer items

Acceptance varies by shop. Call ahead for specialty items or large quantities.

Texas Pawn Shop Regulations

Interest Rate15-20% per month (small loans under $175); declining to 2.5% per month (larger amounts); rates adjusted annually by OCCC
Redemption Period30-day grace period after maturity
Regulated ByTexas Office of Consumer Credit Commissioner (OCCC)

Texas has among the most comprehensive pawn regulations under Finance Code Chapter 371. Pawn service charges vary by loan amount brackets updated annually for inflation. Pledgors have no personal liability beyond collateral and can redeem by mail.

Tips for Visiting Pawn Shops in Woodway

  • 1.Get quotes from multiple shops before deciding
  • 2.Know your item's value - check eBay sold listings first
  • 3.Bring valid government-issued ID (required by law)
  • 4.Ask about interest rates and total repayment amount upfront
  • 5.Keep your pawn ticket in a safe place
  • 6.Ask about the redemption period and any grace periods
  • 7.Ask if they report to credit bureaus (most don't)

Frequently Asked Questions

What can I pawn in Woodway?

Common items include gold, electronics, and tools at local shops.

Which pawn shops in Woodway are well-reviewed?

Check out CenTex Pawn and EZPAWN (301 East Waco Drive, Waco) for trusted options.

How much can I get for gold?

Offers vary by weight, purity, and current prices. Pawn shops typically pay below spot value - get multiple quotes to compare.

What ID do I need?

Valid government-issued photo ID (driver's license, passport, or state ID).

ChristmasLoans.us - Request Now

Gold Prices