Get $500 - $15,000+ with Your Car Title
Keep driving your car. Cash as soon as today.
*Soft check only. No obligation.
How It Works
Your car is collateral. You keep driving it.
Apply Online
5 min application. No credit impact.
Get Approved
Based on your car's value.
Get Cash
Keep driving your car.
💡 What happens: The lender puts a hold (lien) on your title. You keep the car. When you pay off the loan, you get a clean title back. If you don't pay, they can take the car.
What You Need
- Car you own (or nearly paid off)
- Valid Texas driver's license
- Proof of income
- Proof of Texas residence
How Much Could You Get?
Know Before You Borrow
Title loans help in emergencies but aren't for everyone.
Risks
- You could lose your car if you can't repay
- Texas has NO caps on interest rates or fees
- Average payday loan APR in Texas exceeds 400%
Texas Protections
- Some cities have local ordinances with limits
- Terms up to 180 days available
- Lenders must be state-licensed
See what your car qualifies for
Free quote. No obligation. No credit impact.
Check How Much I Can Get →Common Questions
How much can I borrow in Texas?
Texas has no maximum loan amount. You can typically borrow 25-50% of your car's value, sometimes more. Be careful - there are also no rate caps.
Why are Texas title loans so expensive?
Texas has very few consumer protections for title loans. There's no cap on interest rates or fees, so lenders can charge whatever the market will bear.
Will I lose my car?
Only if you stop making payments. You keep driving it during the loan. But yes - if you default, the lender can repossess it.
How fast can I get money?
Most Texas lenders fund same-day or next business day after approval.
Not Right for You?
These alternatives may have lower rates.
Ready to see your options?
Free quote based on your car's value.
Check How Much I Can Get →Disclosure: This page contains affiliate links. We may receive compensation when you click certain links. This does not influence our recommendations.