Pawn Value Estimator
Find out how much pawn shops will pay for your items. Get estimates for electronics, jewelry, tools, and more.
Estimate Your Pawn Value
Select your item category, type, and condition to see what pawn shops typically pay. Values are estimates based on average market rates.
Maximize Your Pawn Value
- • Clean your item and bring all accessories
- • Have proof of purchase if available
- • Visit multiple pawn shops for quotes
- • Consider selling outright vs. pawning
- • Know the retail value before you go
Need More Cash?
If pawning won't cover your needs, consider a title loan (keep your car) or personal loan.
Average Pawn Shop Payouts by Category
| Category | Loan Value | Buy Value | Notes |
|---|---|---|---|
| Gold Jewelry | 40-60% of melt | 50-70% of melt | Based on gold spot price |
| Smartphones | 20-35% | 30-45% | iPhones get highest rates |
| Laptops | 25-40% | 35-50% | MacBooks hold value best |
| Power Tools | 30-50% | 40-60% | DeWalt, Milwaukee popular |
| Gaming Consoles | 25-40% | 35-50% | Latest gen preferred |
| Musical Instruments | 30-45% | 40-55% | Brand matters significantly |
| Watches | 25-50% | 35-60% | Luxury brands much higher |
| Firearms | 40-60% | 50-70% | Where legal, high demand |
* Percentages are of retail value. Actual offers vary by shop, location, and demand.
Frequently Asked Questions
How much do pawn shops pay for items?
Pawn shops typically offer 25-60% of an item's retail value. The exact percentage depends on the item type, condition, demand, and whether you're selling outright or getting a loan.
Do pawn shops pay more for loans or purchases?
Pawn shops usually pay 10-20% more when you sell outright because they don't have to store your item and risk you not returning for it. Loans typically get 25-40% of value.
What items get the best prices at pawn shops?
Gold, jewelry, firearms (where legal), power tools, and popular electronics typically get the best prices. Rare coins, brand-name watches, and musical instruments can also command good offers.
How can I get more money from a pawn shop?
Bring original packaging and accessories, clean your item, have proof of purchase, shop around at multiple pawn shops, and be willing to negotiate. Timing matters too - demand varies seasonally.
What items do pawn shops not accept?
Most pawn shops don't accept items with little resale value like clothing, mattresses, car seats, or recalled products. Large appliances, vehicles (except at title loan shops), and counterfeit goods are also typically rejected.