Legal in California

Get $1,000 - $10,000 with Your Car Title

Keep driving your car. Cash as soon as today.

Same day
Funding
No
Credit Check*
Keep
Your Car
Check How Much I Can Get →

*Soft check only. No obligation.

How It Works

Your car is collateral. You keep driving it.

📱
Step 1

Apply Online

5 min application. No credit impact.

Step 2

Get Approved

Based on your car's value.

💵
Step 3

Get Cash

Keep driving your car.

💡 What happens: The lender puts a hold (lien) on your title. You keep the car. When you pay off the loan, you get a clean title back. If you don't pay, they can take the car.

What You Need

  • Car you own (or nearly paid off)
  • Valid California driver's license
  • Proof of income
  • Proof of California residence

How Much Could You Get?

$10k car$2,500 - $5,000
$20k car$5,000 - $10,000
$30k car$7,500 - $15,000
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Know Before You Borrow

Title loans help in emergencies but aren't for everyone.

Risks

  • You could lose your car if you can't repay
  • Loans over $10,000 have NO rate cap
  • Interest rates are high compared to bank loans

California Protections

  • 36% APR cap on loans $2,501-$10,000
  • Up to 48 months to repay
  • Lenders must be state-licensed

See what your car qualifies for

Free quote. No obligation. No credit impact.

Check How Much I Can Get →

Common Questions

How much can I borrow in California?

Typically 25-50% of your car's value. A $20,000 car might qualify for $5,000-$10,000. California caps rates at 36% for loans $2,501-$10,000, but no cap on larger loans.

Will I lose my car?

Only if you stop making payments. You keep driving it during the loan. But yes - if you default, the lender can repossess it.

How fast can I get money?

Most California lenders fund same-day or next business day after approval.

What if I have bad credit?

Your car is the collateral, so credit matters less. Most lenders focus on the car's value and your income.

Ready to see your options?

Free quote based on your car's value.

Check How Much I Can Get →

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