Pawn Shops Temple

Temple has a solid selection of pawn shops for quick cash or discounted items. Gold, electronics, and tools are among the most commonly pawned or sold goods here.

Temple, TX has 7 pawn shops in our directory. Top-rated options include Cash Pawn (2917 South General Bruce Drive, Temple), Cash Pawn (2917 South General Bruce Drive, Temple), and EZPAWN (24 South 1st Street, Temple).

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EZPAWN (24 South 1st Street, Temple)

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24 S 1st St, Temple, TX 76501, United States

pawn loansgold buyingfirearms loansfirearms buyingretail merchandise salesonline shop
4.9(562)

CenTex Pawn

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1402 W Adams Ave, Temple, TX 76504, United States

pre-owned luxury salesauthenticity verificationcustom sourcing
4.9(485)

Cash Pawn (2917 South General Bruce Drive, Temple)

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2917 S General Bruce Dr, Temple, TX 76504, United States

pawn loansgold buyingonline shopretail merchandiselayawayproduct protection plan
4.8(655)

Cash Pawn (2917 South General Bruce Drive, Temple)

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2917 S General Bruce Dr, Temple, TX 76504, United States

pawn loansgold buyingonline shopretail merchandiselayawayproduct protection plan
4.8(655)

EZPAWN (1217 West Adams Avenue, Temple)

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1217 W Adams Ave, Temple, TX 76504, United States

pawn loansgold buyingfirearms loansfirearms buyingretail merchandise salesonline shop
4.6(314)

First Cash Pawn

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3002 SW H K Dodgen Loop, Temple, TX 76504, United States

pawn loansretail salesgold buyinglayaway
3.6(65)

Cash America Pawn

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1408 W Adams Ave, Temple, TX 76504, United States

pawn loansretail salesgold buyinglayaway
3.1(19)

What Temple Pawn Shops Accept

  • Gold jewelry & watches
  • Electronics (phones, laptops, tablets)
  • Power tools (DeWalt, Milwaukee, Makita)
  • Gaming consoles (PS5, Xbox, Nintendo)
  • Musical instruments
  • Firearms (where permitted)
  • Designer items

Acceptance varies by shop. Call ahead for specialty items or large quantities.

Texas Pawn Shop Regulations

Interest Rate15-20% per month (small loans under $175); declining to 2.5% per month (larger amounts); rates adjusted annually by OCCC
Redemption Period30-day grace period after maturity
Regulated ByTexas Office of Consumer Credit Commissioner (OCCC)

Texas has among the most comprehensive pawn regulations under Finance Code Chapter 371. Pawn service charges vary by loan amount brackets updated annually for inflation. Pledgors have no personal liability beyond collateral and can redeem by mail.

Tips for Visiting Pawn Shops in Temple

  • 1.Get quotes from multiple shops before deciding
  • 2.Know your item's value - check eBay sold listings first
  • 3.Bring valid government-issued ID (required by law)
  • 4.Ask about interest rates and total repayment amount upfront
  • 5.Keep your pawn ticket in a safe place
  • 6.Ask about the redemption period and any grace periods
  • 7.Ask if they report to credit bureaus (most don't)

Frequently Asked Questions

What can I pawn in Temple?

Common items include gold jewelry, electronics like phones or laptops, and tools.

Which pawn shops in Temple are well-reviewed?

Check out EZPAWN on South 1st Street and CenTex Pawn on West Adams Avenue.

How much can I get for gold?

Offers vary by weight, purity, and current prices. Pawn shops typically pay below spot value - get multiple quotes to compare.

What ID do I need?

Valid government-issued photo ID (driver's license, passport, or state ID).

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