Pawn Shops Fort Hood

Fort Hood area pawn shops are popular for fast cash and affordable buys. Many people pawn or sell items like jewelry, electronics, and firearms here.

Fort Hood, TX has 7 pawn shops in our directory. Top-rated options include Cash Pawn (4213 South Clear Creek Road, Killeen), Cash Pawn (1303 South Fort Hood Street, Killeen), and EZPAWN (2500 South West South Young Drive, Killeen).

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CenTex Pawn

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716 W Rancier Ave, Killeen, TX 76541, United States

pawn loansbuy gold
4.9(126)

Cash Pawn (4213 South Clear Creek Road, Killeen)

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4213 S Clear Creek Rd, Killeen, TX 76549, United States

pawn loansgold buyingonline shopretail merchandiselayawayproduct protection plan
4.9(1607)

Cash Pawn (1303 South Fort Hood Street, Killeen)

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1303 S Fort Hood St, Killeen, TX 76542, United States

pawn loansinstant quoteonline shoplayawayflexible payment optionsproduct protection plan
4.6(329)

EZPAWN (2500 South West South Young Drive, Killeen)

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2500 S W S Young Dr, Killeen, TX 76542, United States

pawn loansbuy gold
4.6(294)

Handy Super Pawn & Jewelry

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1005 N 8th St, Killeen, TX 76541, United States

4.0(53)

First Cash Pawn

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1502 S Fort Hood St, Killeen, TX 76542, United States

pawn loansbuy gold
3.8(44)

Action Pawn #1

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1107 S Fort Hood St, Killeen, TX 76542, United States

pawn loansretail salesgold buyinglayaway
3.8(568)

What Fort Hood Pawn Shops Accept

  • Gold jewelry & watches
  • Electronics (phones, laptops, tablets)
  • Power tools (DeWalt, Milwaukee, Makita)
  • Gaming consoles (PS5, Xbox, Nintendo)
  • Musical instruments
  • Firearms (where permitted)
  • Designer items

Acceptance varies by shop. Call ahead for specialty items or large quantities.

Texas Pawn Shop Regulations

Interest Rate15-20% per month (small loans under $175); declining to 2.5% per month (larger amounts); rates adjusted annually by OCCC
Redemption Period30-day grace period after maturity
Regulated ByTexas Office of Consumer Credit Commissioner (OCCC)

Texas has among the most comprehensive pawn regulations under Finance Code Chapter 371. Pawn service charges vary by loan amount brackets updated annually for inflation. Pledgors have no personal liability beyond collateral and can redeem by mail.

Tips for Visiting Pawn Shops in Fort Hood

  • 1.Get quotes from multiple shops before deciding
  • 2.Know your item's value - check eBay sold listings first
  • 3.Bring valid government-issued ID (required by law)
  • 4.Ask about interest rates and total repayment amount upfront
  • 5.Keep your pawn ticket in a safe place
  • 6.Ask about the redemption period and any grace periods
  • 7.Ask if they report to credit bureaus (most don't)

Frequently Asked Questions

What can I pawn in Fort Hood?

Common items include gold, electronics, and tools.

Which pawn shops in Fort Hood are well-reviewed?

Cash Pawn on South Clear Creek Road and CenTex Pawn are solid options.

How much can I get for gold?

Offers vary by weight, purity, and current prices. Pawn shops typically pay below spot value - get multiple quotes to compare.

What ID do I need?

Valid government-issued photo ID (driver's license, passport, or state ID).

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