Pawn Shops Shelby

Shelby has several pawn shops ready to help with quick cash or affordable buys. Many locals pawn or sell items like jewelry, electronics, and firearms here.

Shelby, NC has 4 pawn shops in our directory. Top-rated options include The PawnShop/Mccracken Marine LLC and American Tactical & Pawn Inc.

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The PawnShop/Mccracken Marine LLC

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303 W Grover St, Shelby, NC 28150, United States

4.7(47)

American Tactical & Pawn Inc

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501 N Lafayette St, Shelby, NC 28150, United States

pawn loansgold buyingelectronics buyingelectronics sellingfirearms salesgun accessories sales
4.3(42)

Diamond Pawn

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417 S Lafayette St, Shelby, NC 28150, United States

pawn loanscash loans
2.9(33)

T J Jewelry & Pawn

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1791 Idlewild Dr, Shelby, NC 28152, United States

2.5(6)

What Shelby Pawn Shops Accept

  • Gold jewelry & watches
  • Electronics (phones, laptops, tablets)
  • Power tools (DeWalt, Milwaukee, Makita)
  • Gaming consoles (PS5, Xbox, Nintendo)
  • Musical instruments
  • Firearms (where permitted)
  • Designer items

Acceptance varies by shop. Call ahead for specialty items or large quantities.

North Carolina Pawn Shop Regulations

Interest Rate2% per month interest + up to 20% additional fees
Redemption Period60 days past maturity (90 days total from loan date)
Regulated ByLocal city/county licensing; NC Department of Public Safety

North Carolina regulates pawnbrokers under the Pawnbrokers and Cash Converters Modernization Act (Chapter 66, Article 45). Pawnbrokers must obtain local licenses and post $5,000 bond. All pawn tickets must include statements about the 60-day forfeiture period.

Tips for Visiting Pawn Shops in Shelby

  • 1.Get quotes from multiple shops before deciding
  • 2.Know your item's value - check eBay sold listings first
  • 3.Bring valid government-issued ID (required by law)
  • 4.Ask about interest rates and total repayment amount upfront
  • 5.Keep your pawn ticket in a safe place
  • 6.Ask about the redemption period and any grace periods
  • 7.Ask if they report to credit bureaus (most don't)

Frequently Asked Questions

What can I pawn in Shelby?

Common items include gold, electronics, and tools at most local shops.

Which pawn shops in Shelby are well-reviewed?

Check out The PawnShop/Mccracken Marine LLC and American Tactical & Pawn Inc for trusted options.

How much can I get for gold?

Offers vary by weight, purity, and current prices. Pawn shops typically pay below spot value - get multiple quotes to compare.

What ID do I need?

Valid government-issued photo ID (driver's license, passport, or state ID).

Need More Cash?

Get a title loan - keep your car

Gold Prices