Pawn Shops Mt Holly

Mt Holly pawn shops often deal in gold, jewelry, and electronics. Many locals also pawn tools and firearms for quick cash.

Mt Holly, NC has 2 pawn shops in our directory. Top-rated options include Smart Pawn & Jewelry.

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Smart Pawn & Jewelry

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799 W Charlotte Ave, Mt Holly, NC 28120, United States

pawn loansretail salesgold buyinglayaway
4.8(337)

Mount Holly Gun And Pawn

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120 E Henry St A, Belmont, NC 28012, United States

3.8(47)

What Mt Holly Pawn Shops Accept

  • Gold jewelry & watches
  • Electronics (phones, laptops, tablets)
  • Power tools (DeWalt, Milwaukee, Makita)
  • Gaming consoles (PS5, Xbox, Nintendo)
  • Musical instruments
  • Firearms (where permitted)
  • Designer items

Acceptance varies by shop. Call ahead for specialty items or large quantities.

North Carolina Pawn Shop Regulations

Interest Rate2% per month interest + up to 20% additional fees
Redemption Period60 days past maturity (90 days total from loan date)
Regulated ByLocal city/county licensing; NC Department of Public Safety

North Carolina regulates pawnbrokers under the Pawnbrokers and Cash Converters Modernization Act (Chapter 66, Article 45). Pawnbrokers must obtain local licenses and post $5,000 bond. All pawn tickets must include statements about the 60-day forfeiture period.

Tips for Visiting Pawn Shops in Mt Holly

  • 1.Get quotes from multiple shops before deciding
  • 2.Know your item's value - check eBay sold listings first
  • 3.Bring valid government-issued ID (required by law)
  • 4.Ask about interest rates and total repayment amount upfront
  • 5.Keep your pawn ticket in a safe place
  • 6.Ask about the redemption period and any grace periods
  • 7.Ask if they report to credit bureaus (most don't)

Frequently Asked Questions

What can I pawn in Mt Holly?

Common items include gold, jewelry, electronics, tools, and firearms.

Which pawn shops in Mt Holly are well-reviewed?

Check out Smart Pawn & Jewelry and Mount Holly Gun And Pawn for trusted options.

How much can I get for gold?

Offers vary by weight, purity, and current prices. Pawn shops typically pay below spot value - get multiple quotes to compare.

What ID do I need?

Valid government-issued photo ID (driver's license, passport, or state ID).

Need More Cash?

Get a title loan - keep your car

Gold Prices