Pawn Shops Charlotte
Charlotte offers several pawn shops for quick cash or discounted items. Many locals pawn or sell gold, electronics, and tools to cover unexpected expenses.
Charlotte, NC has 5 pawn shops in our directory. Top-rated options include Smart Pawn & Jewelry and Smart Pawn & Jewelry.
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Smart Pawn & Jewelry
View details3101 South Blvd, Charlotte, NC 28209, United States
Smart Pawn & Jewelry
View details3701 Monroe Rd, Charlotte, NC 28205, United States
Cash America Pawn
View details5210 N Tryon St, Charlotte, NC 28213, United States
Cash America Pawn
View details3101 N Sharon Amity Rd, Charlotte, NC 28205, United States
Cash America Pawn
View details4635 N Tryon St, Charlotte, NC 28213, United States
What Charlotte Pawn Shops Accept
- ✓ Gold jewelry & watches
- ✓ Electronics (phones, laptops, tablets)
- ✓ Power tools (DeWalt, Milwaukee, Makita)
- ✓ Gaming consoles (PS5, Xbox, Nintendo)
- ✓ Musical instruments
- ✓ Firearms (where permitted)
- ✓ Designer items
Acceptance varies by shop. Call ahead for specialty items or large quantities.
North Carolina Pawn Shop Regulations
North Carolina regulates pawnbrokers under the Pawnbrokers and Cash Converters Modernization Act (Chapter 66, Article 45). Pawnbrokers must obtain local licenses and post $5,000 bond. All pawn tickets must include statements about the 60-day forfeiture period.
Tips for Visiting Pawn Shops in Charlotte
- 1.Get quotes from multiple shops before deciding
- 2.Know your item's value - check eBay sold listings first
- 3.Bring valid government-issued ID (required by law)
- 4.Ask about interest rates and total repayment amount upfront
- 5.Keep your pawn ticket in a safe place
- 6.Ask about the redemption period and any grace periods
- 7.Ask if they report to credit bureaus (most don't)
Frequently Asked Questions
What can I pawn in Charlotte?
Common items include gold jewelry, electronics, and tools.
Which pawn shops in Charlotte are well-reviewed?
Check out Smart Pawn & Jewelry and Cash America Pawn for reliable options.
How much can I get for gold?
Offers vary by weight, purity, and current prices. Pawn shops typically pay below spot value - get multiple quotes to compare.
What ID do I need?
Valid government-issued photo ID (driver's license, passport, or state ID).
Need More Cash?
Get a title loan - keep your car