Pawn Shops Spindale

Spindale residents often turn to pawn shops for quick cash or to buy discounted items. Gold, electronics, and tools are commonly pawned or sold here.

Spindale, NC has 1 pawn shops in our directory. Top-rated options include Callahan's Swap Shop.

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Callahan's Swap Shop

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132 W Main St, Forest City, NC 28043, United States

4.2(6)

What Spindale Pawn Shops Accept

  • Gold jewelry & watches
  • Electronics (phones, laptops, tablets)
  • Power tools (DeWalt, Milwaukee, Makita)
  • Gaming consoles (PS5, Xbox, Nintendo)
  • Musical instruments
  • Firearms (where permitted)
  • Designer items

Acceptance varies by shop. Call ahead for specialty items or large quantities.

North Carolina Pawn Shop Regulations

Interest Rate2% per month interest + up to 20% additional fees
Redemption Period60 days past maturity (90 days total from loan date)
Regulated ByLocal city/county licensing; NC Department of Public Safety

North Carolina regulates pawnbrokers under the Pawnbrokers and Cash Converters Modernization Act (Chapter 66, Article 45). Pawnbrokers must obtain local licenses and post $5,000 bond. All pawn tickets must include statements about the 60-day forfeiture period.

Tips for Visiting Pawn Shops in Spindale

  • 1.Get quotes from multiple shops before deciding
  • 2.Know your item's value - check eBay sold listings first
  • 3.Bring valid government-issued ID (required by law)
  • 4.Ask about interest rates and total repayment amount upfront
  • 5.Keep your pawn ticket in a safe place
  • 6.Ask about the redemption period and any grace periods
  • 7.Ask if they report to credit bureaus (most don't)

Frequently Asked Questions

What can I pawn in Spindale?

Common items include gold jewelry, electronics, and tools.

Which pawn shops in Spindale are well-reviewed?

Check out Callahan's Swap Shop for a trusted option.

How much can I get for gold?

Offers vary by weight, purity, and current prices. Pawn shops typically pay below spot value - get multiple quotes to compare.

What ID do I need?

Valid government-issued photo ID (driver's license, passport, or state ID).

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