Pawn Shops Palm Springs

Palm Springs pawn shops often deal in jewelry, gold, and electronics. Many locals also bring in luxury watches and designer items for quick cash or loans.

Palm Springs, CA has 2 pawn shops in our directory. Top-rated options include Cash Financial Services, Inc. and The Jewelry Vault & Loan.

Loading map...

Disclosure: Contains affiliate links. Learn more

The Jewelry Vault & Loan

View details

1502 S Palm Canyon Dr, Palm Springs, CA 92264, United States

5.0(5)

Cash Financial Services, Inc.

View details

Andreas Plaza, 170 E Andreas Rd, Palm Springs, CA 92262, United States

5.0(44148)

What Palm Springs Pawn Shops Accept

  • Gold jewelry & watches
  • Electronics (phones, laptops, tablets)
  • Power tools (DeWalt, Milwaukee, Makita)
  • Gaming consoles (PS5, Xbox, Nintendo)
  • Musical instruments
  • Firearms (where permitted)
  • Designer items

Acceptance varies by shop. Call ahead for specialty items or large quantities.

California Pawn Shop Regulations

Interest Rate3% per month on unpaid principal (plus $3/month minimum charge)
Redemption Period4 months + 10-day grace period after notification
Regulated ByCalifornia Department of Justice, Secondhand Dealer and Pawnbroker Unit

California has among the most regulated pawn industries in the US. Interest is capped at 3% per month under Financial Code Section 21200. Pawnbrokers must obtain licenses through local law enforcement and maintain $100,000 in liquid assets or equivalent surety bond.

Tips for Visiting Pawn Shops in Palm Springs

  • 1.Get quotes from multiple shops before deciding
  • 2.Know your item's value - check eBay sold listings first
  • 3.Bring valid government-issued ID (required by law)
  • 4.Ask about interest rates and total repayment amount upfront
  • 5.Keep your pawn ticket in a safe place
  • 6.Ask about the redemption period and any grace periods
  • 7.Ask if they report to credit bureaus (most don't)

Frequently Asked Questions

What can I pawn in Palm Springs?

Common items include gold, electronics, jewelry, and luxury watches.

Which pawn shops in Palm Springs are well-reviewed?

Check out Cash Financial Services, Inc. and The Jewelry Vault & Loan for reliable options.

How much can I get for gold?

Offers vary by weight, purity, and current prices. Pawn shops typically pay below spot value - get multiple quotes to compare.

What ID do I need?

Valid government-issued photo ID (driver's license, passport, or state ID).

ChristmasLoans.us - Request Now

Gold Prices