Pawn Shops Desert Hot Springs

Desert Hot Springs has a few pawn shops that locals rely on for fast cash or unique finds. Gold, electronics, and jewelry are some of the most commonly pawned or sold items here.

Desert Hot Springs, CA has 2 pawn shops in our directory. Top-rated options include DHS Jewelry and Loan and DHS Pawn Buy and Sell.

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DHS Jewelry and Loan

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12600 Palm Dr, Desert Hot Springs, CA 92240, United States

+1 760-329-0329 Website

pawn loanscollateral loansgold buyingsilver buyingjewelry saleselectronics sales

4.3(51)

DHS Pawn Buy and Sell

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12230 Palm Dr, Desert Hot Springs, CA 92240, United States

+1 760-251-1520 Website

pawn loansgold buyingsilver buyingjewelry buyingbuy/sell/tradeelectronics buying

4.0(42)

What Desert Hot Springs Pawn Shops Accept

✓ Gold jewelry & watches
✓ Electronics (phones, laptops, tablets)
✓ Power tools (DeWalt, Milwaukee, Makita)
✓ Gaming consoles (PS5, Xbox, Nintendo)
✓ Musical instruments
✓ Firearms (where permitted)
✓ Designer items

Acceptance varies by shop. Call ahead for specialty items or large quantities.

California Pawn Shop Regulations

Interest Rate3% per month on unpaid principal (plus $3/month minimum charge)

Redemption Period4 months + 10-day grace period after notification

Regulated ByCalifornia Department of Justice, Secondhand Dealer and Pawnbroker Unit

California has among the most regulated pawn industries in the US. Interest is capped at 3% per month under Financial Code Section 21200. Pawnbrokers must obtain licenses through local law enforcement and maintain $100,000 in liquid assets or equivalent surety bond.

Tips for Visiting Pawn Shops in Desert Hot Springs

1.Get quotes from multiple shops before deciding
2.Know your item's value - check eBay sold listings first
3.Bring valid government-issued ID (required by law)
4.Ask about interest rates and total repayment amount upfront
5.Keep your pawn ticket in a safe place
6.Ask about the redemption period and any grace periods
7.Ask if they report to credit bureaus (most don't)

Frequently Asked Questions

What can I pawn in Desert Hot Springs?

Common items include gold, electronics, and tools.

Which pawn shops in Desert Hot Springs are well-reviewed?

Check out DHS Jewelry and Loan and DHS Pawn Buy and Sell for trusted options.

How much can I get for gold?

Offers vary by weight, purity, and current prices. Pawn shops typically pay below spot value - get multiple quotes to compare.

What ID do I need?

Valid government-issued photo ID (driver's license, passport, or state ID).