Pawn Shops La Quinta

La Quinta and nearby areas like Indio have pawn shops offering loans and buying items. Jewelry, electronics, and tools are commonly pawned or sold here.

La Quinta, CA has 2 pawn shops in our directory.

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Usable At A Discount Pawn Shop

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45330 Fargo St, Indio, CA 92201, United States

2.7(3)

One Stop Pawn Shop

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46962 Van Buren St, Indio, CA 92201, United States

2.5(13)

What La Quinta Pawn Shops Accept

  • Gold jewelry & watches
  • Electronics (phones, laptops, tablets)
  • Power tools (DeWalt, Milwaukee, Makita)
  • Gaming consoles (PS5, Xbox, Nintendo)
  • Musical instruments
  • Firearms (where permitted)
  • Designer items

Acceptance varies by shop. Call ahead for specialty items or large quantities.

California Pawn Shop Regulations

Interest Rate3% per month on unpaid principal (plus $3/month minimum charge)
Redemption Period4 months + 10-day grace period after notification
Regulated ByCalifornia Department of Justice, Secondhand Dealer and Pawnbroker Unit

California has among the most regulated pawn industries in the US. Interest is capped at 3% per month under Financial Code Section 21200. Pawnbrokers must obtain licenses through local law enforcement and maintain $100,000 in liquid assets or equivalent surety bond.

Tips for Visiting Pawn Shops in La Quinta

  • 1.Get quotes from multiple shops before deciding
  • 2.Know your item's value - check eBay sold listings first
  • 3.Bring valid government-issued ID (required by law)
  • 4.Ask about interest rates and total repayment amount upfront
  • 5.Keep your pawn ticket in a safe place
  • 6.Ask about the redemption period and any grace periods
  • 7.Ask if they report to credit bureaus (most don't)

Frequently Asked Questions

What can I pawn in La Quinta?

Common items include gold jewelry, electronics, and power tools.

Which pawn shops in La Quinta are well-reviewed?

Check out Usable At A Discount Pawn Shop and One Stop Pawn Shop in nearby Indio.

How much can I get for gold?

Offers vary by weight, purity, and current prices. Pawn shops typically pay below spot value - get multiple quotes to compare.

What ID do I need?

Valid government-issued photo ID (driver's license, passport, or state ID).

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