Pawn Shops Manchester

Manchester has a few solid pawn shops for quick cash or deals. Locals often pawn or sell jewelry, musical instruments, and firearms to cover unexpected expenses.

Manchester, TN has 2 pawn shops in our directory. Top-rated options include KK's Loans Music & Jewelry and Toliver's Pawn, Jewelry And Guns.

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KK's Loans Music & Jewelry

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809 Hillsboro Blvd, Manchester, TN 37355, United States

pawn loanslayawaybuy/sell/tradegold buyingjewelry buyingmusical instruments sales
4.9(294)

Toliver's Pawn, Jewelry And Guns

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110 N Spring St, Manchester, TN 37355, United States

pawn loansbuy gold
4.6(232)

What Manchester Pawn Shops Accept

  • Gold jewelry & watches
  • Electronics (phones, laptops, tablets)
  • Power tools (DeWalt, Milwaukee, Makita)
  • Gaming consoles (PS5, Xbox, Nintendo)
  • Musical instruments
  • Firearms (where permitted)
  • Designer items

Acceptance varies by shop. Call ahead for specialty items or large quantities.

Tennessee Pawn Shop Regulations

Interest Rate2% per month interest + up to 20% service fee (22% total)
Redemption Period30 days after maturity date
Regulated ByCounty Clerk (county where business operates)

Tennessee Pawnbrokers Act of 1988 (Title 45, Chapter 6, Part 2) requires insurance on pledged goods and detailed records with fingerprints. Loans cannot have maturity dates less than 30 days. Buy-sell agreements require minimum 60-day holding period.

Tips for Visiting Pawn Shops in Manchester

  • 1.Get quotes from multiple shops before deciding
  • 2.Know your item's value - check eBay sold listings first
  • 3.Bring valid government-issued ID (required by law)
  • 4.Ask about interest rates and total repayment amount upfront
  • 5.Keep your pawn ticket in a safe place
  • 6.Ask about the redemption period and any grace periods
  • 7.Ask if they report to credit bureaus (most don't)

Frequently Asked Questions

What can I pawn in Manchester?

Common items include gold, electronics, and tools, which are widely accepted at local shops.

Which pawn shops in Manchester are well-reviewed?

Check out KK's Loans Music & Jewelry and Toliver's Pawn, Jewelry And Guns for reliable options.

How much can I get for gold?

Offers vary by weight, purity, and current prices. Pawn shops typically pay below spot value - get multiple quotes to compare.

What ID do I need?

Valid government-issued photo ID (driver's license, passport, or state ID).

Need More Cash?

Get a title loan - keep your car

Gold Prices