Pawn Shops Murfreesboro

Murfreesboro has a solid lineup of pawn shops for loans or selling items. Gold, electronics, and jewelry are commonly pawned or sold here.

Murfreesboro, TN has 2 pawn shops in our directory. Top-rated options include Cash America Pawn and Toliver's Jewelry & Loan Co.

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Toliver's Jewelry & Loan Co

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121 SE Broad St, Murfreesboro, TN 37130, United States

4.6(90)

Cash America Pawn

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320 SE Broad St, Murfreesboro, TN 37130, United States

pawn loansretail salesgold buyinglayaway
4.0(114)

What Murfreesboro Pawn Shops Accept

  • Gold jewelry & watches
  • Electronics (phones, laptops, tablets)
  • Power tools (DeWalt, Milwaukee, Makita)
  • Gaming consoles (PS5, Xbox, Nintendo)
  • Musical instruments
  • Firearms (where permitted)
  • Designer items

Acceptance varies by shop. Call ahead for specialty items or large quantities.

Tennessee Pawn Shop Regulations

Interest Rate2% per month interest + up to 20% service fee (22% total)
Redemption Period30 days after maturity date
Regulated ByCounty Clerk (county where business operates)

Tennessee Pawnbrokers Act of 1988 (Title 45, Chapter 6, Part 2) requires insurance on pledged goods and detailed records with fingerprints. Loans cannot have maturity dates less than 30 days. Buy-sell agreements require minimum 60-day holding period.

Tips for Visiting Pawn Shops in Murfreesboro

  • 1.Get quotes from multiple shops before deciding
  • 2.Know your item's value - check eBay sold listings first
  • 3.Bring valid government-issued ID (required by law)
  • 4.Ask about interest rates and total repayment amount upfront
  • 5.Keep your pawn ticket in a safe place
  • 6.Ask about the redemption period and any grace periods
  • 7.Ask if they report to credit bureaus (most don't)

Frequently Asked Questions

What can I pawn in Murfreesboro?

Common items include gold, electronics, and tools.

Which pawn shops in Murfreesboro are well-reviewed?

Check out Toliver's Jewelry & Loan Co and Cash America Pawn for trusted options.

How much can I get for gold?

Offers vary by weight, purity, and current prices. Pawn shops typically pay below spot value - get multiple quotes to compare.

What ID do I need?

Valid government-issued photo ID (driver's license, passport, or state ID).

Need More Cash?

Get a title loan - keep your car

Gold Prices