Pawn Shops Decherd
Decherd has a few pawn shops that can help with quick cash or buying discounted items. Gold, electronics, and tools are often pawned or sold here.
Decherd, TN has 3 pawn shops in our directory. Top-rated options include EZPAWN (5286 Winchester Road, Memphis), KK's Loans Music & Jewelry, and Backstage Pawn & Gun, LLC.
Disclosure: This page contains affiliate links. We may receive compensation when you click certain links. This does not influence our recommendations.Contains affiliate links. Learn more
Filter by services
EZPAWN (5286 Winchester Road, Memphis)
View details5286 Winchester Rd, Memphis, TN 38118, United States
KK's Loans Music & Jewelry
View details315 S Jackson St, Tullahoma, TN 37388, United States
Backstage Pawn & Gun, LLC
View details720 S College St, Winchester, TN 37398, United States
What Decherd Pawn Shops Accept
- ✓ Gold jewelry & watches
- ✓ Electronics (phones, laptops, tablets)
- ✓ Power tools (DeWalt, Milwaukee, Makita)
- ✓ Gaming consoles (PS5, Xbox, Nintendo)
- ✓ Musical instruments
- ✓ Firearms (where permitted)
- ✓ Designer items
Acceptance varies by shop. Call ahead for specialty items or large quantities.
Tennessee Pawn Shop Regulations
Tennessee Pawnbrokers Act of 1988 (Title 45, Chapter 6, Part 2) requires insurance on pledged goods and detailed records with fingerprints. Loans cannot have maturity dates less than 30 days. Buy-sell agreements require minimum 60-day holding period.
Tips for Visiting Pawn Shops in Decherd
- 1.Get quotes from multiple shops before deciding
- 2.Know your item's value - check eBay sold listings first
- 3.Bring valid government-issued ID (required by law)
- 4.Ask about interest rates and total repayment amount upfront
- 5.Keep your pawn ticket in a safe place
- 6.Ask about the redemption period and any grace periods
- 7.Ask if they report to credit bureaus (most don't)
Frequently Asked Questions
What can I pawn in Decherd?
Common items include gold jewelry, electronics, and tools.
Which pawn shops in Decherd are well-reviewed?
Check out Backstage Pawn & Gun, LLC and KK's Loans Music & Jewelry for reliable options.
How much can I get for gold?
Offers vary by weight, purity, and current prices. Pawn shops typically pay below spot value - get multiple quotes to compare.
What ID do I need?
Valid government-issued photo ID (driver's license, passport, or state ID).
Need More Cash?
Get a title loan - keep your car