Pawn Shops Las Cruces

Las Cruces pawn shops often deal in jewelry, electronics, and firearms. Many locals rely on these spots for fast cash or to find unique items.

Las Cruces, NM has 3 pawn shops in our directory. Top-rated options include Cash Express.

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Cash Express

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1575 El Paseo Rd, Las Cruces, NM 88001, United States

4.7(354)

MMJ's Pawn LLC

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2215 N Main St, Las Cruces, NM 88001, United States

3.2(73)

Traderman Pawn LLC

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122 Avenida de Mesilla, Las Cruces, NM 88005, United States

3.0(61)

What Las Cruces Pawn Shops Accept

  • Gold jewelry & watches
  • Electronics (phones, laptops, tablets)
  • Power tools (DeWalt, Milwaukee, Makita)
  • Gaming consoles (PS5, Xbox, Nintendo)
  • Musical instruments
  • Firearms (where permitted)
  • Designer items

Acceptance varies by shop. Call ahead for specialty items or large quantities.

New Mexico Pawn Shop Regulations

Interest Rate10% or $7.50 (whichever greater) first 30 days; 4% per month thereafter
Redemption Period30-90 days (per contract); 90 days after debt due before disposal
Regulated ByLocal government; Financial Institutions Division (Regulation and Licensing Dept.)

New Mexico limits pawn loans to $2,000 maximum principal. Insurance charges on pawn transactions prohibited. Surplus from sales must be returned to pledgors (90 days to claim if under $100, 12 months if over). $5,000 surety bond required.

Tips for Visiting Pawn Shops in Las Cruces

  • 1.Get quotes from multiple shops before deciding
  • 2.Know your item's value - check eBay sold listings first
  • 3.Bring valid government-issued ID (required by law)
  • 4.Ask about interest rates and total repayment amount upfront
  • 5.Keep your pawn ticket in a safe place
  • 6.Ask about the redemption period and any grace periods
  • 7.Ask if they report to credit bureaus (most don't)

Frequently Asked Questions

What can I pawn in Las Cruces?

Common items include gold jewelry, electronics, and tools.

Which pawn shops in Las Cruces are well-reviewed?

Check out Cash Express and MMJ's Pawn LLC for reliable options.

How much can I get for gold?

Offers vary by weight, purity, and current prices. Pawn shops typically pay below spot value - get multiple quotes to compare.

What ID do I need?

Valid government-issued photo ID (driver's license, passport, or state ID).

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