Pawn Shops Horizon City

Horizon City has a few pawn shops ready to help with loans or buying items. Gold, electronics, and tools are commonly pawned or sold here.

Horizon City, TX has 1 pawn shops in our directory. Top-rated options include Benny's Pawn Shop.

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Benny's Pawn Shop

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13998 Horizon Blvd #101a, El Paso, TX 79928, United States

+1 915-852-8866 Website

pawn loansretail salesgold buyinglayaway

4.3(178)

What Horizon City Pawn Shops Accept

✓ Gold jewelry & watches
✓ Electronics (phones, laptops, tablets)
✓ Power tools (DeWalt, Milwaukee, Makita)
✓ Gaming consoles (PS5, Xbox, Nintendo)
✓ Musical instruments
✓ Firearms (where permitted)
✓ Designer items

Acceptance varies by shop. Call ahead for specialty items or large quantities.

Texas Pawn Shop Regulations

Interest Rate15-20% per month (small loans under $175); declining to 2.5% per month (larger amounts); rates adjusted annually by OCCC

Redemption Period30-day grace period after maturity

Regulated ByTexas Office of Consumer Credit Commissioner (OCCC)

Texas has among the most comprehensive pawn regulations under Finance Code Chapter 371. Pawn service charges vary by loan amount brackets updated annually for inflation. Pledgors have no personal liability beyond collateral and can redeem by mail.

Tips for Visiting Pawn Shops in Horizon City

1.Get quotes from multiple shops before deciding
2.Know your item's value - check eBay sold listings first
3.Bring valid government-issued ID (required by law)
4.Ask about interest rates and total repayment amount upfront
5.Keep your pawn ticket in a safe place
6.Ask about the redemption period and any grace periods
7.Ask if they report to credit bureaus (most don't)

Frequently Asked Questions

What can I pawn in Horizon City?

Common items include gold, electronics, and tools.

Which pawn shops in Horizon City are well-reviewed?

Benny's Pawn Shop is a well-reviewed option in the area.

How much can I get for gold?

Offers vary by weight, purity, and current prices. Pawn shops typically pay below spot value - get multiple quotes to compare.

What ID do I need?

Valid government-issued photo ID (driver's license, passport, or state ID).