Pawn Shops Deming

Deming offers a few solid pawn shops for quick cash or deals on used goods. Many locals pawn or sell items like jewelry, electronics, and musical instruments.

Deming, NM has 2 pawn shops in our directory. Top-rated options include Larry's Pawn & Music and Sunshine Pawn Shop.

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Sunshine Pawn Shop

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1119 Columbus Rd, Deming, NM 88030, United States

4.6(30)

Larry's Pawn & Music

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926 E Pine St, Deming, NM 88030, United States

4.2(40)

What Deming Pawn Shops Accept

  • Gold jewelry & watches
  • Electronics (phones, laptops, tablets)
  • Power tools (DeWalt, Milwaukee, Makita)
  • Gaming consoles (PS5, Xbox, Nintendo)
  • Musical instruments
  • Firearms (where permitted)
  • Designer items

Acceptance varies by shop. Call ahead for specialty items or large quantities.

New Mexico Pawn Shop Regulations

Interest Rate10% or $7.50 (whichever greater) first 30 days; 4% per month thereafter
Redemption Period30-90 days (per contract); 90 days after debt due before disposal
Regulated ByLocal government; Financial Institutions Division (Regulation and Licensing Dept.)

New Mexico limits pawn loans to $2,000 maximum principal. Insurance charges on pawn transactions prohibited. Surplus from sales must be returned to pledgors (90 days to claim if under $100, 12 months if over). $5,000 surety bond required.

Tips for Visiting Pawn Shops in Deming

  • 1.Get quotes from multiple shops before deciding
  • 2.Know your item's value - check eBay sold listings first
  • 3.Bring valid government-issued ID (required by law)
  • 4.Ask about interest rates and total repayment amount upfront
  • 5.Keep your pawn ticket in a safe place
  • 6.Ask about the redemption period and any grace periods
  • 7.Ask if they report to credit bureaus (most don't)

Frequently Asked Questions

What can I pawn in Deming?

Common items include gold jewelry, electronics, and tools.

Which pawn shops in Deming are well-reviewed?

Check out Sunshine Pawn Shop and Larry's Pawn & Music for reliable options.

How much can I get for gold?

Offers vary by weight, purity, and current prices. Pawn shops typically pay below spot value - get multiple quotes to compare.

What ID do I need?

Valid government-issued photo ID (driver's license, passport, or state ID).

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