Pawn Shops Fort Payne

Fort Payne pawn shops often deal in hunting gear and outdoor equipment due to the area's active sports community. Gold jewelry and electronics also move fast at local spots.

Fort Payne, AL has 1 pawn shops in our directory. Top-rated options include Dekalb Sportsman & Pawn.

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Dekalb Sportsman & Pawn

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2310 Gault Ave N, Fort Payne, AL 35967, United States

pawn loansbuy/sell/trade
4.4(24)

What Fort Payne Pawn Shops Accept

  • Gold jewelry & watches
  • Electronics (phones, laptops, tablets)
  • Power tools (DeWalt, Milwaukee, Makita)
  • Gaming consoles (PS5, Xbox, Nintendo)
  • Musical instruments
  • Firearms (where permitted)
  • Designer items

Acceptance varies by shop. Call ahead for specialty items or large quantities.

Alabama Pawn Shop Regulations

Interest Rate25% per month (bundled pawnshop charge)
Redemption Period30 days grace period after maturity date
Regulated ByAlabama State Banking Department

Alabama Pawnshop Act (Title 5, Chapter 19A) bundles all charges into a single pawnshop charge capped at 25% of principal per month. Pledged goods automatically forfeit if not redeemed within 30 days following maturity—no additional notice required.

Tips for Visiting Pawn Shops in Fort Payne

  • 1.Get quotes from multiple shops before deciding
  • 2.Know your item's value - check eBay sold listings first
  • 3.Bring valid government-issued ID (required by law)
  • 4.Ask about interest rates and total repayment amount upfront
  • 5.Keep your pawn ticket in a safe place
  • 6.Ask about the redemption period and any grace periods
  • 7.Ask if they report to credit bureaus (most don't)

Frequently Asked Questions

What can I pawn in Fort Payne?

Common items include gold jewelry, electronics, and tools.

Which pawn shops in Fort Payne are well-reviewed?

Check out Dekalb Sportsman & Pawn for a solid option.

How much can I get for gold?

Offers vary by weight, purity, and current prices. Pawn shops typically pay below spot value - get multiple quotes to compare.

What ID do I need?

Valid government-issued photo ID (driver's license, passport, or state ID).

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