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Pawn Shops Summerville

Summerville has a few solid pawn shops for quick cash or deals. Gold, electronics, and firearms are commonly pawned or sold here.

Summerville, GA has 3 pawn shops in our directory. Top-rated options include Complete Cash.

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Complete Cash

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10546 Commerce St, Summerville, GA 30747, United States

+1 706-859-0051Website
pawn loanstitle pawns
5.0(87)

EZ Pawn & Guns Inc

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12450 US-27, Summerville, GA 30747, United States

+1 706-857-5231Website
3.8(41)

Hunter's Outdoor and Pawn

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10525 Commerce St, Summerville, GA 30747, United States

+1 706-808-0059
3.4(5)

What Summerville Pawn Shops Accept

  • ✓ Gold jewelry & watches
  • ✓ Electronics (phones, laptops, tablets)
  • ✓ Power tools (DeWalt, Milwaukee, Makita)
  • ✓ Gaming consoles (PS5, Xbox, Nintendo)
  • ✓ Musical instruments
  • ✓ Firearms (where permitted)
  • ✓ Designer items

Acceptance varies by shop. Call ahead for specialty items or large quantities.

Georgia Pawn Shop Regulations

Interest Rate25% per 30 days first 90 days; 12.5% per 30 days thereafter (minimums: $10/$5)
Redemption Period10 days grace (regular pawns); 30 days grace (vehicle/title pawns)
Regulated ByMunicipal authorities (local city/county licensing)

Georgia pawnbroker laws (O.C.G.A. §§44-12-130 through 44-12-138) allow municipalities to license pawnbrokers. Interest rates are tiered: 25% maximum first 90 days, dropping to 12.5% thereafter. Pledged goods forfeit automatically at grace period end.

Tips for Visiting Pawn Shops in Summerville

  • 1.Get quotes from multiple shops before deciding
  • 2.Know your item's value - check eBay sold listings first
  • 3.Bring valid government-issued ID (required by law)
  • 4.Ask about interest rates and total repayment amount upfront
  • 5.Keep your pawn ticket in a safe place
  • 6.Ask about the redemption period and any grace periods
  • 7.Ask if they report to credit bureaus (most don't)

Frequently Asked Questions

What can I pawn in Summerville?

Common items include gold jewelry, electronics, and tools.

Which pawn shops in Summerville are well-reviewed?

Check out Complete Cash and EZ Pawn & Guns Inc for trusted options.

How much can I get for gold?

Offers vary by weight, purity, and current prices. Pawn shops typically pay below spot value - get multiple quotes to compare.

What ID do I need?

Valid government-issued photo ID (driver's license, passport, or state ID).

Need More Cash?

Get a title loan - keep your car

Gold Prices

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