Pawn Shops Boaz

Boaz has a few solid pawn shops for buying, selling, or getting loans. Gold, electronics, and tools are commonly traded items around here.

Boaz, AL has 3 pawn shops in our directory. Top-rated options include Top Dollar Pawn.

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Top Dollar Pawn

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2009 Gunter Ave, Guntersville, AL 35976, United States

4.0(65)

Sand Mountain Pawn & Outdoors

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12877 US-431, Sardis City, AL 35956, United States

3.6(44)

Pawn Max

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8816 US-431, Albertville, AL 35950, United States

3.4(30)

What Boaz Pawn Shops Accept

  • Gold jewelry & watches
  • Electronics (phones, laptops, tablets)
  • Power tools (DeWalt, Milwaukee, Makita)
  • Gaming consoles (PS5, Xbox, Nintendo)
  • Musical instruments
  • Firearms (where permitted)
  • Designer items

Acceptance varies by shop. Call ahead for specialty items or large quantities.

Alabama Pawn Shop Regulations

Interest Rate25% per month (bundled pawnshop charge)
Redemption Period30 days grace period after maturity date
Regulated ByAlabama State Banking Department

Alabama Pawnshop Act (Title 5, Chapter 19A) bundles all charges into a single pawnshop charge capped at 25% of principal per month. Pledged goods automatically forfeit if not redeemed within 30 days following maturity—no additional notice required.

Tips for Visiting Pawn Shops in Boaz

  • 1.Get quotes from multiple shops before deciding
  • 2.Know your item's value - check eBay sold listings first
  • 3.Bring valid government-issued ID (required by law)
  • 4.Ask about interest rates and total repayment amount upfront
  • 5.Keep your pawn ticket in a safe place
  • 6.Ask about the redemption period and any grace periods
  • 7.Ask if they report to credit bureaus (most don't)

Frequently Asked Questions

What can I pawn in Boaz?

Common items include gold jewelry, electronics, and tools.

Which pawn shops in Boaz are well-reviewed?

Check out Top Dollar Pawn and Sand Mountain Pawn & Outdoors for reliable options.

How much can I get for gold?

Offers vary by weight, purity, and current prices. Pawn shops typically pay below spot value - get multiple quotes to compare.

What ID do I need?

Valid government-issued photo ID (driver's license, passport, or state ID).

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