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No pawn shops found yet.
What Fort Cavazos Pawn Shops Accept
- ✓ Gold jewelry & watches
- ✓ Electronics (phones, laptops, tablets)
- ✓ Power tools (DeWalt, Milwaukee, Makita)
- ✓ Gaming consoles (PS5, Xbox, Nintendo)
- ✓ Musical instruments
- ✓ Firearms (where permitted)
- ✓ Designer items
Acceptance varies by shop. Call ahead for specialty items or large quantities.
Texas Pawn Shop Regulations
Texas has among the most comprehensive pawn regulations under Finance Code Chapter 371. Pawn service charges vary by loan amount brackets updated annually for inflation. Pledgors have no personal liability beyond collateral and can redeem by mail.
Tips for Visiting Pawn Shops in Fort Cavazos
- 1.Get quotes from multiple shops before deciding
- 2.Know your item's value - check eBay sold listings first
- 3.Bring valid government-issued ID (required by law)
- 4.Ask about interest rates and total repayment amount upfront
- 5.Keep your pawn ticket in a safe place
- 6.Ask about the redemption period and any grace periods
- 7.Ask if they report to credit bureaus (most don't)
Frequently Asked Questions
How many Pawn Shops are in Fort Cavazos?
We're currently adding Pawn Shops in Fort Cavazos. Check back soon or browse nearby cities.
What do Pawn Shops in Fort Cavazos accept?
Fort Cavazos Pawn Shops typically accept gold and jewelry, electronics, tools, musical instruments, and other valuables. Each shop has different specialties - call ahead for specific items.
What percentage do Pawn Shops pay in Fort Cavazos?
Pawn Shops in Fort Cavazos typically offer 40-60% of an item's resale value for purchases, or 25-50% for pawn loans. Gold is usually priced at 40-60% of spot price. Get multiple quotes.
How long do I have to repay a pawn loan in Texas?
In Texas, the redemption period is 30-day grace period after maturity. Interest rates are capped at 15-20% per month (small loans under $175); declining to 2.5% per month (larger amounts); rates adjusted annually by OCCC. Always ask about extensions.
