Pawn Shops Charlottesville
Charlottesville has a few solid pawn shops for buying, selling, or getting loans. Gold, electronics, and jewelry are commonly pawned items around here.
Charlottesville, VA has 3 pawn shops in our directory. Top-rated options include Tobey's Pawn Shop, Tobey's Pawn Shop, and Snooky's Pawn Shop.
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Tobey's Pawn Shop
View details612 Rio Rd W, Charlottesville, VA 22901, United States
Tobey's Pawn Shop
View details105 Newhouse Dr, Charlottesville, VA 22911, United States
Snooky's Pawn Shop
View details102 E Main St, Charlottesville, VA 22902, United States
What Charlottesville Pawn Shops Accept
- ✓ Gold jewelry & watches
- ✓ Electronics (phones, laptops, tablets)
- ✓ Power tools (DeWalt, Milwaukee, Makita)
- ✓ Gaming consoles (PS5, Xbox, Nintendo)
- ✓ Musical instruments
- ✓ Firearms (where permitted)
- ✓ Designer items
Acceptance varies by shop. Call ahead for specialty items or large quantities.
Virginia Pawn Shop Regulations
Virginia pawnbrokers must be licensed by locality with circuit court authorization and post $50,000 surety bond. Loans cannot be divided to increase interest rates. The 30+15 day minimum redemption period provides strong consumer protection.
Tips for Visiting Pawn Shops in Charlottesville
- 1.Get quotes from multiple shops before deciding
- 2.Know your item's value - check eBay sold listings first
- 3.Bring valid government-issued ID (required by law)
- 4.Ask about interest rates and total repayment amount upfront
- 5.Keep your pawn ticket in a safe place
- 6.Ask about the redemption period and any grace periods
- 7.Ask if they report to credit bureaus (most don't)
Frequently Asked Questions
What can I pawn in Charlottesville?
Common items include gold, electronics, and tools at local pawn shops.
Which pawn shops in Charlottesville are well-reviewed?
Check out Tobey's Pawn Shop and Snooky's Pawn Shop for reliable options.
How much can I get for gold?
Offers vary by weight, purity, and current prices. Pawn shops typically pay below spot value - get multiple quotes to compare.
What ID do I need?
Valid government-issued photo ID (driver's license, passport, or state ID).
