Pawn Shops Spotsylvania

Spotsylvania offers a few pawn shops for those needing fast cash or looking to buy used goods. Common items include jewelry, electronics, and power tools.

Spotsylvania, VA has 1 pawn shops in our directory. Top-rated options include Spotsylvania Gold & Pawn.

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Spotsylvania Gold & Pawn

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10718 Patriot Hwy, Fredericksburg, VA 22408, United States

+1 540-786-2500 Website

pawn loansbuying itemsselling items

4.1(40)

What Spotsylvania Pawn Shops Accept

✓ Gold jewelry & watches
✓ Electronics (phones, laptops, tablets)
✓ Power tools (DeWalt, Milwaukee, Makita)
✓ Gaming consoles (PS5, Xbox, Nintendo)
✓ Musical instruments
✓ Firearms (where permitted)
✓ Designer items

Acceptance varies by shop. Call ahead for specialty items or large quantities.

Virginia Pawn Shop Regulations

Interest Rate10% per month (loans ≤$25); 7% per month ($25-$100); 5% per month (≥$100); plus 5% monthly storage fee

Redemption Period30 days + 15-day grace period (45 days total)

Regulated ByLocal circuit courts; Virginia State Police; Attorney General

Virginia pawnbrokers must be licensed by locality with circuit court authorization and post $50,000 surety bond. Loans cannot be divided to increase interest rates. The 30+15 day minimum redemption period provides strong consumer protection.

Tips for Visiting Pawn Shops in Spotsylvania

1.Get quotes from multiple shops before deciding
2.Know your item's value - check eBay sold listings first
3.Bring valid government-issued ID (required by law)
4.Ask about interest rates and total repayment amount upfront
5.Keep your pawn ticket in a safe place
6.Ask about the redemption period and any grace periods
7.Ask if they report to credit bureaus (most don't)

Frequently Asked Questions

What can I pawn in Spotsylvania?

Common items include gold jewelry, electronics, and tools.

Which pawn shops in Spotsylvania are well-reviewed?

Spotsylvania Gold & Pawn at Spotsylvania Gold & Pawn is a well-reviewed option.

How much can I get for gold?

Offers vary by weight, purity, and current prices. Pawn shops typically pay below spot value - get multiple quotes to compare.

What ID do I need?

Valid government-issued photo ID (driver's license, passport, or state ID).