Pawn Shops Harrisonburg

Harrisonburg has a solid selection of pawn shops for buying, selling, or getting quick loans. Gold, electronics, and tools are among the most commonly pawned items here.

Harrisonburg, VA has 3 pawn shops in our directory. Top-rated options include Valley Pawn and JBS Pawn.

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Valley Pawn

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1790 E Market St, Harrisonburg, VA 22801, United States

pawn loansgold buyingsilver buyingretail salessecured loansbuying used items
4.9(231)

JBS Pawn

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1820 S Main St, Harrisonburg, VA 22801, United States

4.3(21)

Pawn Emporium

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268 N Main St, Harrisonburg, VA 22802, United States

pawn loansitem buyingjewelry repair
3.8(42)

What Harrisonburg Pawn Shops Accept

  • Gold jewelry & watches
  • Electronics (phones, laptops, tablets)
  • Power tools (DeWalt, Milwaukee, Makita)
  • Gaming consoles (PS5, Xbox, Nintendo)
  • Musical instruments
  • Firearms (where permitted)
  • Designer items

Acceptance varies by shop. Call ahead for specialty items or large quantities.

Virginia Pawn Shop Regulations

Interest Rate10% per month (loans ≤$25); 7% per month ($25-$100); 5% per month (≥$100); plus 5% monthly storage fee
Redemption Period30 days + 15-day grace period (45 days total)
Regulated ByLocal circuit courts; Virginia State Police; Attorney General

Virginia pawnbrokers must be licensed by locality with circuit court authorization and post $50,000 surety bond. Loans cannot be divided to increase interest rates. The 30+15 day minimum redemption period provides strong consumer protection.

Tips for Visiting Pawn Shops in Harrisonburg

  • 1.Get quotes from multiple shops before deciding
  • 2.Know your item's value - check eBay sold listings first
  • 3.Bring valid government-issued ID (required by law)
  • 4.Ask about interest rates and total repayment amount upfront
  • 5.Keep your pawn ticket in a safe place
  • 6.Ask about the redemption period and any grace periods
  • 7.Ask if they report to credit bureaus (most don't)

Frequently Asked Questions

What can I pawn in Harrisonburg?

Common items include gold jewelry, electronics like laptops or phones, and tools.

Which pawn shops in Harrisonburg are well-reviewed?

Check out Valley Pawn and JBS Pawn for reliable options.

How much can I get for gold?

Offers vary by weight, purity, and current prices. Pawn shops typically pay below spot value - get multiple quotes to compare.

What ID do I need?

Valid government-issued photo ID (driver's license, passport, or state ID).

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