Pawn Shops Worcester
Worcester offers several pawn shops for quick cash or affordable buys. Gold, electronics, and tools are among the most commonly pawned or sold items here.
Worcester, MA has 4 pawn shops in our directory. Top-rated options include Empire Loan of Worcester and Pledge Pawn.
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Pledge Pawn
View details334 Pleasant St, Worcester, MA 01609, United States
Empire Loan of Worcester
View details700 Southbridge St, Worcester, MA 01610, United States
Loan USA
View details52 Chandler St, Worcester, MA 01609, United States
What Worcester Pawn Shops Accept
- ✓ Gold jewelry & watches
- ✓ Electronics (phones, laptops, tablets)
- ✓ Power tools (DeWalt, Milwaukee, Makita)
- ✓ Gaming consoles (PS5, Xbox, Nintendo)
- ✓ Musical instruments
- ✓ Firearms (where permitted)
- ✓ Designer items
Acceptance varies by shop. Call ahead for specialty items or large quantities.
Massachusetts Pawn Shop Regulations
Massachusetts delegates pawnbroker licensing to cities and towns under MGL Chapter 140. Interest rates and regulations vary by municipality, requiring Division of Banks approval for local ordinances. No rates above 36% APR approved for amounts over $25.
Tips for Visiting Pawn Shops in Worcester
- 1.Get quotes from multiple shops before deciding
- 2.Know your item's value - check eBay sold listings first
- 3.Bring valid government-issued ID (required by law)
- 4.Ask about interest rates and total repayment amount upfront
- 5.Keep your pawn ticket in a safe place
- 6.Ask about the redemption period and any grace periods
- 7.Ask if they report to credit bureaus (most don't)
Frequently Asked Questions
What can I pawn in Worcester?
Common items include gold jewelry, electronics, and power tools.
Which pawn shops in Worcester are well-reviewed?
Check out Pledge Pawn and Empire Loan of Worcester for reliable options.
How much can I get for gold?
Offers vary by weight, purity, and current prices. Pawn shops typically pay below spot value - get multiple quotes to compare.
What ID do I need?
Valid government-issued photo ID (driver's license, passport, or state ID).
Need More Cash?
Get a title loan - keep your car