Pawn Shops Cumberland

Cumberland residents often turn to pawn shops for fast cash or to buy discounted items. Gold jewelry, electronics, and tools are commonly pawned or sold here.

Cumberland, RI has 1 pawn shops in our directory.

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Fall River Pawn Brokers

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288 Cowesett Ave, West Warwick, RI 02893, United States

pawn loanssell to usmerchandiselayawayreturns/refundsmobile pawn payments
3.9(85)

What Cumberland Pawn Shops Accept

  • Gold jewelry & watches
  • Electronics (phones, laptops, tablets)
  • Power tools (DeWalt, Milwaukee, Makita)
  • Gaming consoles (PS5, Xbox, Nintendo)
  • Musical instruments
  • Firearms (where permitted)
  • Designer items

Acceptance varies by shop. Call ahead for specialty items or large quantities.

Rhode Island Pawn Shop Regulations

Interest Rate5% per month first 3 months, then 2.5% (loans ≤$50); 2.5% per month (loans >$50)
Redemption PeriodPer municipal ordinance
Regulated ByLocal municipalities (no state-level agency)

Rhode Island pawnbrokers are licensed by local municipalities, not at the state level. Pawnbrokers are exempt from general usury limits under R.I. Gen. Laws §6-26-2. No additional storage charges are permitted beyond statutory interest limits.

Tips for Visiting Pawn Shops in Cumberland

  • 1.Get quotes from multiple shops before deciding
  • 2.Know your item's value - check eBay sold listings first
  • 3.Bring valid government-issued ID (required by law)
  • 4.Ask about interest rates and total repayment amount upfront
  • 5.Keep your pawn ticket in a safe place
  • 6.Ask about the redemption period and any grace periods
  • 7.Ask if they report to credit bureaus (most don't)

Frequently Asked Questions

What can I pawn in Cumberland?

Common items include gold jewelry, electronics, and tools.

Which pawn shops in Cumberland are well-reviewed?

Check out Fall River Pawn Brokers for a reliable option.

How much can I get for gold?

Offers vary by weight, purity, and current prices. Pawn shops typically pay below spot value - get multiple quotes to compare.

What ID do I need?

Valid government-issued photo ID (driver's license, passport, or state ID).

Need More Cash?

Get a title loan - keep your car

Gold Prices