Pawn Shops Providence

Providence offers a variety of pawn shops for fast cash or discounted items. Jewelry, electronics, and musical instruments are often pawned or sold here.

Providence, RI has 3 pawn shops in our directory. Top-rated options include Diamond Four C's.

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Diamond Four C's

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321 Plainfield St, Providence, RI 02909, United States

4.6(9)

Providence Pawnbrokers

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1405 Broad St, Providence, RI 02905, United States

pawn loansgold buyingsilver buyingplatinum buyingcoins buyingjewelry buying
3.8(14)

Fall River Pawn Brokers

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29 Elmwood Ave, Providence, RI 02907, United States

pawn loanssell to usmerchandiselayawayreturns/refundsmobile pawn payments
3.6(73)

What Providence Pawn Shops Accept

  • Gold jewelry & watches
  • Electronics (phones, laptops, tablets)
  • Power tools (DeWalt, Milwaukee, Makita)
  • Gaming consoles (PS5, Xbox, Nintendo)
  • Musical instruments
  • Firearms (where permitted)
  • Designer items

Acceptance varies by shop. Call ahead for specialty items or large quantities.

Rhode Island Pawn Shop Regulations

Interest Rate5% per month first 3 months, then 2.5% (loans ≤$50); 2.5% per month (loans >$50)
Redemption PeriodPer municipal ordinance
Regulated ByLocal municipalities (no state-level agency)

Rhode Island pawnbrokers are licensed by local municipalities, not at the state level. Pawnbrokers are exempt from general usury limits under R.I. Gen. Laws §6-26-2. No additional storage charges are permitted beyond statutory interest limits.

Tips for Visiting Pawn Shops in Providence

  • 1.Get quotes from multiple shops before deciding
  • 2.Know your item's value - check eBay sold listings first
  • 3.Bring valid government-issued ID (required by law)
  • 4.Ask about interest rates and total repayment amount upfront
  • 5.Keep your pawn ticket in a safe place
  • 6.Ask about the redemption period and any grace periods
  • 7.Ask if they report to credit bureaus (most don't)

Frequently Asked Questions

What can I pawn in Providence?

Common items include gold jewelry, electronics, and tools.

Which pawn shops in Providence are well-reviewed?

Check out Diamond Four C's and Providence Pawnbrokers for reliable options.

How much can I get for gold?

Offers vary by weight, purity, and current prices. Pawn shops typically pay below spot value - get multiple quotes to compare.

What ID do I need?

Valid government-issued photo ID (driver's license, passport, or state ID).

Need More Cash?

Get a title loan - keep your car

Gold Prices