Pawn Shops Winter Haven

Winter Haven has a solid selection of pawn shops for loans and trades. Gold, electronics, and firearms are commonly pawned or sold here.

Winter Haven, FL has 5 pawn shops in our directory. Top-rated options include GC Pawn Winter Haven, Trader's Pawn Shop, and MJ Pawn.

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GC Pawn Winter Haven

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595 6th St NW, Winter Haven, FL 33881, United States

pawn loansbuy gold
4.9(1163)

1620 6th St SE, Winter Haven, FL 33880, United States

4.9(109)

Trader's Pawn Shop

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2880 Havendale Blvd NW, Winter Haven, FL 33881, United States

pawn loansbuying valuablesselling pre-owned merchandiseonline jewelry sales
4.7(219)

Gold Star Pawn & Gun

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1588 Havendale Blvd NW, Winter Haven, FL 33881, United States

3.9(42)

Cash America Pawn

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1544 3rd St SW, Winter Haven, FL 33880, United States

pawn loansretail salesgold buyinglayaway
3.4(73)

What Winter Haven Pawn Shops Accept

  • Gold jewelry & watches
  • Electronics (phones, laptops, tablets)
  • Power tools (DeWalt, Milwaukee, Makita)
  • Gaming consoles (PS5, Xbox, Nintendo)
  • Musical instruments
  • Firearms (where permitted)
  • Designer items

Acceptance varies by shop. Call ahead for specialty items or large quantities.

Florida Pawn Shop Regulations

Interest Rate25% per 30-day period (minimum $5)
Redemption Period30 days grace period after default date
Regulated ByFlorida Department of Agriculture and Consumer Services (FDACS)

Under Florida Pawnbroking Act (Chapter 539), pawnbrokers may charge up to 25% per 30-day period. Items automatically forfeit after 30 days past default date without notice. Florida requires a 30-day police hold on items to check for stolen property.

Tips for Visiting Pawn Shops in Winter Haven

  • 1.Get quotes from multiple shops before deciding
  • 2.Know your item's value - check eBay sold listings first
  • 3.Bring valid government-issued ID (required by law)
  • 4.Ask about interest rates and total repayment amount upfront
  • 5.Keep your pawn ticket in a safe place
  • 6.Ask about the redemption period and any grace periods
  • 7.Ask if they report to credit bureaus (most don't)

Frequently Asked Questions

What can I pawn in Winter Haven?

Common items include gold, electronics, and tools at local shops.

Which pawn shops in Winter Haven are well-reviewed?

Check out GC Pawn Winter Haven and MJ Pawn for reliable options.

How much can I get for gold?

Offers vary by weight, purity, and current prices. Pawn shops typically pay below spot value - get multiple quotes to compare.

What ID do I need?

Valid government-issued photo ID (driver's license, passport, or state ID).

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