Pawn Shops Lakeland

Lakeland offers several pawn shops for loans and buying or selling items. Gold, electronics, and tools are commonly pawned or sold here.

Lakeland, FL has 6 pawn shops in our directory. Top-rated options include GC Pawn Lakeland, Value Pawn & Jewelry (2942 US Highway 98 North, Lakeland), and Value Pawn & Jewelry (606 East Memorial Boulevard, Lakeland).

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Value Pawn & Jewelry (2942 US Highway 98 North, Lakeland)

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2942 US Hwy 98 N, Lakeland, FL 33805, United States

pawn loansgold buyingonline shopretail merchandiselayawayproduct protection plan
4.9(1265)

Value Pawn & Jewelry (606 East Memorial Boulevard, Lakeland)

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606 E Memorial Blvd, Lakeland, FL 33801, United States

pawn loansgold buyingonline shopretail merchandiselayawayproduct protection plan
4.9(1110)

GC Pawn Lakeland

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1555 S Combee Rd, Lakeland, FL 33801, United States

pawn loansbuy/sell/trade
4.9(2395)

MaxPay Pawn

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646 N Combee Rd #2, Lakeland, FL 33801, United States

pawn loansitem buyingitem sellingonline sales
4.5(251)

Lake Miriam Pawn

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5359 Florida Ave S, Lakeland, FL 33813, United States

pawn loansbuy gold
4.2(248)

Cash America Pawn

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915 E Memorial Blvd, Lakeland, FL 33801, United States

pawn loansretail salesgold buyinglayaway
3.8(84)

What Lakeland Pawn Shops Accept

  • Gold jewelry & watches
  • Electronics (phones, laptops, tablets)
  • Power tools (DeWalt, Milwaukee, Makita)
  • Gaming consoles (PS5, Xbox, Nintendo)
  • Musical instruments
  • Firearms (where permitted)
  • Designer items

Acceptance varies by shop. Call ahead for specialty items or large quantities.

Florida Pawn Shop Regulations

Interest Rate25% per 30-day period (minimum $5)
Redemption Period30 days grace period after default date
Regulated ByFlorida Department of Agriculture and Consumer Services (FDACS)

Under Florida Pawnbroking Act (Chapter 539), pawnbrokers may charge up to 25% per 30-day period. Items automatically forfeit after 30 days past default date without notice. Florida requires a 30-day police hold on items to check for stolen property.

Tips for Visiting Pawn Shops in Lakeland

  • 1.Get quotes from multiple shops before deciding
  • 2.Know your item's value - check eBay sold listings first
  • 3.Bring valid government-issued ID (required by law)
  • 4.Ask about interest rates and total repayment amount upfront
  • 5.Keep your pawn ticket in a safe place
  • 6.Ask about the redemption period and any grace periods
  • 7.Ask if they report to credit bureaus (most don't)

Frequently Asked Questions

What can I pawn in Lakeland?

Common items include gold, electronics, and tools.

Which pawn shops in Lakeland are well-reviewed?

Check out GC Pawn Lakeland and Value Pawn & Jewelry (2942 US Highway 98 North) for reliable options.

How much can I get for gold?

Offers vary by weight, purity, and current prices. Pawn shops typically pay below spot value - get multiple quotes to compare.

What ID do I need?

Valid government-issued photo ID (driver's license, passport, or state ID).

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