Pawn Shops Westchester

Westchester, IL, has several nearby pawn shops for quick cash or discounted items. Jewelry, electronics, and tools are commonly pawned or sold in the area.

Westchester, IL has 18 pawn shops in our directory. Top-rated options include Sterling & Knight Jewelry & Pawn, Sterling & Knight Jewelry & Pawn - Pawn Shop Bolingbrook IL, and Sterling & Knight Jewelry & Pawn.

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Naperville Pawn - Jewelry & Loan

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605 E Ogden Ave Ste D, Naperville, IL 60563, United States

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5.0(1117)

Pawn Chicago

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5604 W Belmont Ave, Chicago, IL 60634, United States

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4.9(487)

Fast Cash & Pawn USA

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929 E Ogden Ave, Naperville, IL 60563, United States

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4.9(208)

Sterling & Knight Jewelry & Pawn

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205 N Joliet St, Joliet, IL 60432, United States

pawn loansselling itemsjewelry repairffl transferscash for firearmsretail sales
4.9(2802)

Sterling & Knight Jewelry & Pawn - Pawn Shop Bolingbrook IL

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295 S Schmidt Rd, Bolingbrook, IL 60440, United States

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4.9(1715)

Fast Cash And Pawn Shop

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1669 Montgomery Rd Ste 5, Aurora, IL 60504, United States

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4.9(827)

R J Jewelry & Loan Co

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1240 Bloomingdale Rd, Glendale Heights, IL 60139, United States

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4.9(1200)

R J Jewelry & Loan Company

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17W623 Roosevelt Rd, Oakbrook Terrace, IL 60181, United States

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4.9(214)

Cash Pawn

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162 N Gary Ave, Carol Stream, IL 60188, United States

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4.9(280)

Sterling & Knight Jewelry & Pawn

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109 E St Charles Rd, Villa Park, IL 60181, United States

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4.9(1431)

Fast Cash & Pawn Warrenville

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2S610 Illinois Rte 59, Warrenville, IL 60555, United States

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4.8(155)

Chicago Pawners & Jewelers

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2405 W Madison St, Chicago, IL 60612, United States

pawn loansgold buyingjewelry buyingelectronics buyingluxury goods buyingjewelry repair
4.8(536)

AA Pawner's Exchange

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1834 Chicago Rd, Chicago Heights, IL 60411, United States

pawn loansjewelry buyingelectronics buyingsales of new and used items
4.8(73)

EZPAWN (4080 Southwest Highway, Hometown)

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4080 SW Hwy, Hometown, IL 60456, United States

pawn loansgold buyingonline shopretail merchandiselayawayproduct protection plan
4.6(685)

What A Gem Inc

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6333 Cermak Rd, Berwyn, IL 60402, United States

pawn loansgold buyingjewelry buyingelectronics salesbuy/sell/trade
4.2(34)

Stone Park Gold & Silver Exchange

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1693 Mannheim Rd, Stone Park, IL 60165, United States

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4.2(78)

Crest Hill Pawn & Jewelry

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1701 N Larkin Ave, Crest Hill, IL 60403, United States

4.1(73)

Justice Pawn Shop

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8344 S Roberts Rd, Justice, IL 60458, United States

pawn loanscollateral loansjewelry repairwatch repairbuy/sell itemslayaway
2.9(49)

What Westchester Pawn Shops Accept

  • Gold jewelry & watches
  • Electronics (phones, laptops, tablets)
  • Power tools (DeWalt, Milwaukee, Makita)
  • Gaming consoles (PS5, Xbox, Nintendo)
  • Musical instruments
  • Firearms (where permitted)
  • Designer items

Acceptance varies by shop. Call ahead for specialty items or large quantities.

Illinois Pawn Shop Regulations

Interest Rate3% per month (36% APR) plus service fees up to 20% of loan per month
Redemption Period30 days + 30-day grace period (60 days total)
Regulated ByIllinois Department of Financial and Professional Regulation (IDFPR)

Illinois pawnbrokers are licensed under the Pawnbroker Regulation Act of 2023 (205 ILCS 511). Interest is capped at 3% per month, but service fees up to one-fifth of loan amount allow total charges potentially reaching 240% APR. APR disclosure required on all tickets.

Tips for Visiting Pawn Shops in Westchester

  • 1.Get quotes from multiple shops before deciding
  • 2.Know your item's value - check eBay sold listings first
  • 3.Bring valid government-issued ID (required by law)
  • 4.Ask about interest rates and total repayment amount upfront
  • 5.Keep your pawn ticket in a safe place
  • 6.Ask about the redemption period and any grace periods
  • 7.Ask if they report to credit bureaus (most don't)

Frequently Asked Questions

What can I pawn in Westchester?

Common items include gold jewelry, electronics, and power tools.

Which pawn shops in Westchester are well-reviewed?

Check out Sterling & Knight Jewelry & Pawn and Naperville Pawn - Jewelry & Loan for reliable options.

How much can I get for gold?

Offers vary by weight, purity, and current prices. Pawn shops typically pay below spot value - get multiple quotes to compare.

What ID do I need?

Valid government-issued photo ID (driver's license, passport, or state ID).

Need More Cash?

Get a title loan - keep your car

Gold Prices