Pawn Shops Oakbrook Terrace
Oakbrook Terrace has a few pawn shops for quick cash or buying discounted items. Popular items to pawn or sell here include jewelry, electronics, and watches.
Oakbrook Terrace, IL has 1 pawn shops in our directory. Top-rated options include R J Jewelry & Loan Company.
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R J Jewelry & Loan Company
View details17W623 Roosevelt Rd, Oakbrook Terrace, IL 60181, United States
What Oakbrook Terrace Pawn Shops Accept
- ✓ Gold jewelry & watches
- ✓ Electronics (phones, laptops, tablets)
- ✓ Power tools (DeWalt, Milwaukee, Makita)
- ✓ Gaming consoles (PS5, Xbox, Nintendo)
- ✓ Musical instruments
- ✓ Firearms (where permitted)
- ✓ Designer items
Acceptance varies by shop. Call ahead for specialty items or large quantities.
Illinois Pawn Shop Regulations
Illinois pawnbrokers are licensed under the Pawnbroker Regulation Act of 2023 (205 ILCS 511). Interest is capped at 3% per month, but service fees up to one-fifth of loan amount allow total charges potentially reaching 240% APR. APR disclosure required on all tickets.
Tips for Visiting Pawn Shops in Oakbrook Terrace
- 1.Get quotes from multiple shops before deciding
- 2.Know your item's value - check eBay sold listings first
- 3.Bring valid government-issued ID (required by law)
- 4.Ask about interest rates and total repayment amount upfront
- 5.Keep your pawn ticket in a safe place
- 6.Ask about the redemption period and any grace periods
- 7.Ask if they report to credit bureaus (most don't)
Frequently Asked Questions
What can I pawn in Oakbrook Terrace?
Common items include gold, electronics, and tools.
Which pawn shops in Oakbrook Terrace are well-reviewed?
Check out R J Jewelry & Loan Company for a reliable option.
How much can I get for gold?
Offers vary by weight, purity, and current prices. Pawn shops typically pay below spot value - get multiple quotes to compare.
What ID do I need?
Valid government-issued photo ID (driver's license, passport, or state ID).
Need More Cash?
Get a title loan - keep your car