Pawnshops Finder

Pawn Shops Watertown

Watertown locals often turn to pawn shops for quick cash or to sell unused items. Gold, electronics, and tools are some of the most commonly pawned goods in the area.

Watertown, CT has 3 pawn shops in our directory. Top-rated options include TC's Pawn Company Jewelry & Electronics, Pawns Plus, and Spino's Pawn Shop.

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Pawns Plus

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153 Meadow St, Waterbury, CT 06702, United States

+1 203-527-4297Website
pawn loansgold buyingjewelry buyingelectronics buyingtools buyingmusical instruments buying
4.9(58)

TC's Pawn Company Jewelry & Electronics

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503 Lakewood Rd, Waterbury, CT 06704, United States

+1 203-753-7591Website
pawn loansgold buyingjewelry buyingsilver buyingplatinum buyingdiamond buying
4.4(110)

Spino's Pawn Shop

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1605 Thomaston Ave #1004, Waterbury, CT 06704, United States

+1 203-596-1702
4.1(47)

What Watertown Pawn Shops Accept

  • ✓ Gold jewelry & watches
  • ✓ Electronics (phones, laptops, tablets)
  • ✓ Power tools (DeWalt, Milwaukee, Makita)
  • ✓ Gaming consoles (PS5, Xbox, Nintendo)
  • ✓ Musical instruments
  • ✓ Firearms (where permitted)
  • ✓ Designer items

Acceptance varies by shop. Call ahead for specialty items or large quantities.

Connecticut Pawn Shop Regulations

Interest Rate5% per month (loans ≤$15); 3% per month ($15-$50); 2% per month (>$50)
Redemption Period60 days
Regulated ByConnecticut Department of Consumer Protection; Municipal licensing

Connecticut pawnbrokers are regulated under General Statutes Chapter 409. Interest rates are tiered by loan amount with lower rates for larger loans. After the 60-day redemption period expires, the pawnbroker automatically acquires full ownership.

Tips for Visiting Pawn Shops in Watertown

  • 1.Get quotes from multiple shops before deciding
  • 2.Know your item's value - check eBay sold listings first
  • 3.Bring valid government-issued ID (required by law)
  • 4.Ask about interest rates and total repayment amount upfront
  • 5.Keep your pawn ticket in a safe place
  • 6.Ask about the redemption period and any grace periods
  • 7.Ask if they report to credit bureaus (most don't)

Frequently Asked Questions

What can I pawn in Watertown?

Common items include gold, electronics, and tools that shops in the area often accept.

Which pawn shops in Watertown are well-reviewed?

Check out Pawns Plus and TC's Pawn Company Jewelry & Electronics for well-reviewed options.

How much can I get for gold?

Offers vary by weight, purity, and current prices. Pawn shops typically pay below spot value - get multiple quotes to compare.

What ID do I need?

Valid government-issued photo ID (driver's license, passport, or state ID).

Need More Cash?

Get a title loan - keep your car

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