Pawn Shops Waterbury

Waterbury has a few pawn shops that cater to locals needing quick cash or looking to buy discounted items. Gold, electronics, and tools are commonly pawned or sold here.

Waterbury, CT has 1 pawn shops in our directory.

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The Pawn Depot

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170 Meriden Rd, Waterbury, CT 06705, United States

pawn loansgold buyingsilver buyinginstant cash loansbuying merchandiseselling merchandise
3.8(40)

What Waterbury Pawn Shops Accept

  • Gold jewelry & watches
  • Electronics (phones, laptops, tablets)
  • Power tools (DeWalt, Milwaukee, Makita)
  • Gaming consoles (PS5, Xbox, Nintendo)
  • Musical instruments
  • Firearms (where permitted)
  • Designer items

Acceptance varies by shop. Call ahead for specialty items or large quantities.

Connecticut Pawn Shop Regulations

Interest Rate5% per month (loans ≤$15); 3% per month ($15-$50); 2% per month (>$50)
Redemption Period60 days
Regulated ByConnecticut Department of Consumer Protection; Municipal licensing

Connecticut pawnbrokers are regulated under General Statutes Chapter 409. Interest rates are tiered by loan amount with lower rates for larger loans. After the 60-day redemption period expires, the pawnbroker automatically acquires full ownership.

Tips for Visiting Pawn Shops in Waterbury

  • 1.Get quotes from multiple shops before deciding
  • 2.Know your item's value - check eBay sold listings first
  • 3.Bring valid government-issued ID (required by law)
  • 4.Ask about interest rates and total repayment amount upfront
  • 5.Keep your pawn ticket in a safe place
  • 6.Ask about the redemption period and any grace periods
  • 7.Ask if they report to credit bureaus (most don't)

Frequently Asked Questions

What can I pawn in Waterbury?

Common items include gold jewelry, electronics, and tools.

Which pawn shops in Waterbury are well-reviewed?

Check out The Pawn Depot for a trusted option.

How much can I get for gold?

Offers vary by weight, purity, and current prices. Pawn shops typically pay below spot value - get multiple quotes to compare.

What ID do I need?

Valid government-issued photo ID (driver's license, passport, or state ID).

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