Pawn Shops Waipahu

Waipahu pawn shops often help with quick cash through loans or buying items. Gold jewelry, electronics, and tools are commonly pawned or sold here.

Waipahu, HI has 1 pawn shops in our directory.

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Waipahu Hawaii Pawn

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94-300 Farrington Hwy #14, Waipahu, HI 96797, United States

pawn loansgold buyingjewelry buyingprecious metals buyingbuy and sell itemscollateral loans
2.3(11)

What Waipahu Pawn Shops Accept

  • Gold jewelry & watches
  • Electronics (phones, laptops, tablets)
  • Power tools (DeWalt, Milwaukee, Makita)
  • Gaming consoles (PS5, Xbox, Nintendo)
  • Musical instruments
  • Firearms (where permitted)
  • Designer items

Acceptance varies by shop. Call ahead for specialty items or large quantities.

Hawaii Pawn Shop Regulations

Interest RateNo specific pawn cap; general usury 10% per year; consumer credit up to 24% per year (2% per month)
Redemption PeriodLoan term + 30-day holding period after maturity
Regulated ByCounty treasurers (Hawaii County, Maui County, Honolulu); regulated under HRS Chapter 445 Part V

Hawaii pawnbroker licensing is handled at county level, not state level. Holding period is not less than 30 days after maturity during which customer may redeem goods. Dealers must retain items 15 days before altering or disposing. Dual statutory compliance required.

Tips for Visiting Pawn Shops in Waipahu

  • 1.Get quotes from multiple shops before deciding
  • 2.Know your item's value - check eBay sold listings first
  • 3.Bring valid government-issued ID (required by law)
  • 4.Ask about interest rates and total repayment amount upfront
  • 5.Keep your pawn ticket in a safe place
  • 6.Ask about the redemption period and any grace periods
  • 7.Ask if they report to credit bureaus (most don't)

Frequently Asked Questions

What can I pawn in Waipahu?

Common items include gold jewelry, electronics, and tools.

Which pawn shops in Waipahu are well-reviewed?

Check out Waipahu Hawaii Pawn for a reliable option.

How much can I get for gold?

Offers vary by weight, purity, and current prices. Pawn shops typically pay below spot value - get multiple quotes to compare.

What ID do I need?

Valid government-issued photo ID (driver's license, passport, or state ID).

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