Pawn Shops Pearl City

Pearl City pawn shops often deal in gold, jewelry, and electronics. Many locals also pawn tools and musical instruments for fast cash.

Pearl City, HI has 1 pawn shops in our directory.

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Paradise Loan & Jewelry LLC

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945 Kamehameha Hwy #4, Pearl City, HI 96782, United States

pawn loansgold buyingsilver buyingjewelry salescustom jewelry designonline sales
3.4(21)

What Pearl City Pawn Shops Accept

  • Gold jewelry & watches
  • Electronics (phones, laptops, tablets)
  • Power tools (DeWalt, Milwaukee, Makita)
  • Gaming consoles (PS5, Xbox, Nintendo)
  • Musical instruments
  • Firearms (where permitted)
  • Designer items

Acceptance varies by shop. Call ahead for specialty items or large quantities.

Hawaii Pawn Shop Regulations

Interest RateNo specific pawn cap; general usury 10% per year; consumer credit up to 24% per year (2% per month)
Redemption PeriodLoan term + 30-day holding period after maturity
Regulated ByCounty treasurers (Hawaii County, Maui County, Honolulu); regulated under HRS Chapter 445 Part V

Hawaii pawnbroker licensing is handled at county level, not state level. Holding period is not less than 30 days after maturity during which customer may redeem goods. Dealers must retain items 15 days before altering or disposing. Dual statutory compliance required.

Tips for Visiting Pawn Shops in Pearl City

  • 1.Get quotes from multiple shops before deciding
  • 2.Know your item's value - check eBay sold listings first
  • 3.Bring valid government-issued ID (required by law)
  • 4.Ask about interest rates and total repayment amount upfront
  • 5.Keep your pawn ticket in a safe place
  • 6.Ask about the redemption period and any grace periods
  • 7.Ask if they report to credit bureaus (most don't)

Frequently Asked Questions

What can I pawn in Pearl City?

Common items include gold, jewelry, electronics, and tools.

Which pawn shops in Pearl City are well-reviewed?

Check out Paradise Loan & Jewelry LLC for a trusted option.

How much can I get for gold?

Offers vary by weight, purity, and current prices. Pawn shops typically pay below spot value - get multiple quotes to compare.

What ID do I need?

Valid government-issued photo ID (driver's license, passport, or state ID).

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