Pawn Shops Vero Beach

Vero Beach pawn shops often deal in gold, jewelry, and electronics. Many locals also bring in tools and musical instruments for quick cash or loans.

Vero Beach, FL has 4 pawn shops in our directory.

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Cash Pawn & Jewelry

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854 21st St, Vero Beach, FL 32960, United States

3.9(34)

E-Z Money Pawn & Jewelry

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1002 Old Dixie Hwy, Vero Beach, FL 32960, United States

buy and sellpawn loans
3.4(29)

Oslo Pawn

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945 19th Ave SW, Vero Beach, FL 32962, United States

3.4(15)

Magic Money Pawn

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4125 U.S. Rte 1, Vero Beach, FL 32967, United States

pawn loansbuy/sell/trade
3.0(22)

What Vero Beach Pawn Shops Accept

  • Gold jewelry & watches
  • Electronics (phones, laptops, tablets)
  • Power tools (DeWalt, Milwaukee, Makita)
  • Gaming consoles (PS5, Xbox, Nintendo)
  • Musical instruments
  • Firearms (where permitted)
  • Designer items

Acceptance varies by shop. Call ahead for specialty items or large quantities.

Florida Pawn Shop Regulations

Interest Rate25% per 30-day period (minimum $5)
Redemption Period30 days grace period after default date
Regulated ByFlorida Department of Agriculture and Consumer Services (FDACS)

Under Florida Pawnbroking Act (Chapter 539), pawnbrokers may charge up to 25% per 30-day period. Items automatically forfeit after 30 days past default date without notice. Florida requires a 30-day police hold on items to check for stolen property.

Tips for Visiting Pawn Shops in Vero Beach

  • 1.Get quotes from multiple shops before deciding
  • 2.Know your item's value - check eBay sold listings first
  • 3.Bring valid government-issued ID (required by law)
  • 4.Ask about interest rates and total repayment amount upfront
  • 5.Keep your pawn ticket in a safe place
  • 6.Ask about the redemption period and any grace periods
  • 7.Ask if they report to credit bureaus (most don't)

Frequently Asked Questions

What can I pawn in Vero Beach?

Common items include gold, electronics, jewelry, and tools.

Which pawn shops in Vero Beach are well-reviewed?

Check out Cash Pawn & Jewelry and E-Z Money Pawn & Jewelry for solid options.

How much can I get for gold?

Offers vary by weight, purity, and current prices. Pawn shops typically pay below spot value - get multiple quotes to compare.

What ID do I need?

Valid government-issued photo ID (driver's license, passport, or state ID).

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