Pawn Shops Cocoa Beach

Cocoa Beach pawn shops often deal in jewelry, electronics, and fishing gear due to the coastal vibe. Many locals also sell or pawn tools and musical instruments for fast cash.

Cocoa Beach, FL has 2 pawn shops in our directory. Top-rated options include Affordable Pawn & Gun Inc.

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Affordable Pawn & Gun Inc

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6490 U.S. Rte 1, Rockledge, FL 32955, United States

+1 321-757-5444 Website

pawn loansgun salesjewelry salesffl transfersspecial ordersconsignment

4.6(299)

Beach Pawn Shop

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106 Lincoln Ave, Cape Canaveral, FL 32920, United States

+1 321-868-2274 Website

pawn loanscash for goldbuying pre-owned merchandiseselling pre-owned merchandiseappraisal servicesrepair services

3.4(60)

What Cocoa Beach Pawn Shops Accept

✓ Gold jewelry & watches
✓ Electronics (phones, laptops, tablets)
✓ Power tools (DeWalt, Milwaukee, Makita)
✓ Gaming consoles (PS5, Xbox, Nintendo)
✓ Musical instruments
✓ Firearms (where permitted)
✓ Designer items

Acceptance varies by shop. Call ahead for specialty items or large quantities.

Florida Pawn Shop Regulations

Interest Rate25% per 30-day period (minimum $5)

Redemption Period30 days grace period after default date

Regulated ByFlorida Department of Agriculture and Consumer Services (FDACS)

Under Florida Pawnbroking Act (Chapter 539), pawnbrokers may charge up to 25% per 30-day period. Items automatically forfeit after 30 days past default date without notice. Florida requires a 30-day police hold on items to check for stolen property.

Tips for Visiting Pawn Shops in Cocoa Beach

1.Get quotes from multiple shops before deciding
2.Know your item's value - check eBay sold listings first
3.Bring valid government-issued ID (required by law)
4.Ask about interest rates and total repayment amount upfront
5.Keep your pawn ticket in a safe place
6.Ask about the redemption period and any grace periods
7.Ask if they report to credit bureaus (most don't)

Frequently Asked Questions

What can I pawn in Cocoa Beach?

Common items include gold, electronics, tools, and sometimes fishing equipment or beach gear.

Which pawn shops in Cocoa Beach are well-reviewed?

Check out Affordable Pawn & Gun Inc and Beach Pawn Shop for reliable options.

How much can I get for gold?

Offers vary by weight, purity, and current prices. Pawn shops typically pay below spot value - get multiple quotes to compare.

What ID do I need?

Valid government-issued photo ID (driver's license, passport, or state ID).