Pawn Shops Vadnais Heights

Vadnais Heights and nearby areas have several pawn shops for buying, selling, or getting loans. Gold, electronics, and tools are commonly pawned items around here.

Vadnais Heights, MN has 4 pawn shops in our directory. Top-rated options include maX it PAWN (5445 Lakeland Avenue North, Crystal), Excel Pawn And Jewelry, and We Pay More Pawn.

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We Pay More Pawn

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399 Silver Lake Rd SW, New Brighton, MN 55112, United States

pawn loansitem sellingonline sales
4.3(54)

Excel Pawn And Jewelry

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1700 Rice St, St Paul, MN 55113, United States

pawn loansgold buyingjewelry buyingelectronics salesonline salesbuy/sell/trade
4.3(159)

maX it PAWN (5445 Lakeland Avenue North, Crystal)

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5445 Lakeland Ave N, Crystal, MN 55429, United States

pawn loansgold buyingonline shopretail merchandiselayawayproduct protection plan
4.0(300)

maX it PAWN (525 East 7th Street, Saint Paul)

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525 E 7th St, St Paul, MN 55101, United States

pawn loansgold buyingonline shopretail merchandiselayawayproduct protection plan
3.8(79)

What Vadnais Heights Pawn Shops Accept

  • Gold jewelry & watches
  • Electronics (phones, laptops, tablets)
  • Power tools (DeWalt, Milwaukee, Makita)
  • Gaming consoles (PS5, Xbox, Nintendo)
  • Musical instruments
  • Firearms (where permitted)
  • Designer items

Acceptance varies by shop. Call ahead for specialty items or large quantities.

Minnesota Pawn Shop Regulations

Interest Rate3% per month (36% APR) plus reasonable storage/service fee (up to $20/month)
Redemption Period60 days from date of pawn transaction
Regulated ByLocal Municipalities (city/town level licensing)

Minnesota pawnbrokers are regulated under Chapter 325J. Interest and fees exceeding permitted amounts are void and uncollectible. If full payment is made more than 2 weeks before monthly date, half that month charge must be remitted. Vehicle pawns require 90-day wait.

Tips for Visiting Pawn Shops in Vadnais Heights

  • 1.Get quotes from multiple shops before deciding
  • 2.Know your item's value - check eBay sold listings first
  • 3.Bring valid government-issued ID (required by law)
  • 4.Ask about interest rates and total repayment amount upfront
  • 5.Keep your pawn ticket in a safe place
  • 6.Ask about the redemption period and any grace periods
  • 7.Ask if they report to credit bureaus (most don't)

Frequently Asked Questions

What can I pawn in Vadnais Heights?

Common items include gold jewelry, electronics, and tools.

Which pawn shops in Vadnais Heights are well-reviewed?

Check out Excel Pawn And Jewelry and We Pay More Pawn for trusted options.

How much can I get for gold?

Offers vary by weight, purity, and current prices. Pawn shops typically pay below spot value - get multiple quotes to compare.

What ID do I need?

Valid government-issued photo ID (driver's license, passport, or state ID).

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