Pawn Shops Oakdale

Oakdale residents often turn to pawn shops for fast cash or to sell items like jewelry, electronics, and tools. These shops are a go-to for short-term solutions or finding unique buys.

Oakdale, MN has 1 pawn shops in our directory. Top-rated options include Twin Cities Pawn.

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Twin Cities Pawn

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1021 Geneva Ave N, St Paul, MN 55128, United States

4.3(276)

What Oakdale Pawn Shops Accept

  • Gold jewelry & watches
  • Electronics (phones, laptops, tablets)
  • Power tools (DeWalt, Milwaukee, Makita)
  • Gaming consoles (PS5, Xbox, Nintendo)
  • Musical instruments
  • Firearms (where permitted)
  • Designer items

Acceptance varies by shop. Call ahead for specialty items or large quantities.

Minnesota Pawn Shop Regulations

Interest Rate3% per month (36% APR) plus reasonable storage/service fee (up to $20/month)
Redemption Period60 days from date of pawn transaction
Regulated ByLocal Municipalities (city/town level licensing)

Minnesota pawnbrokers are regulated under Chapter 325J. Interest and fees exceeding permitted amounts are void and uncollectible. If full payment is made more than 2 weeks before monthly date, half that month charge must be remitted. Vehicle pawns require 90-day wait.

Tips for Visiting Pawn Shops in Oakdale

  • 1.Get quotes from multiple shops before deciding
  • 2.Know your item's value - check eBay sold listings first
  • 3.Bring valid government-issued ID (required by law)
  • 4.Ask about interest rates and total repayment amount upfront
  • 5.Keep your pawn ticket in a safe place
  • 6.Ask about the redemption period and any grace periods
  • 7.Ask if they report to credit bureaus (most don't)

Frequently Asked Questions

What can I pawn in Oakdale?

Common items include gold jewelry, electronics, and power tools.

Which pawn shops in Oakdale are well-reviewed?

Twin Cities Pawn at Twin Cities Pawn is a well-reviewed option.

How much can I get for gold?

Offers vary by weight, purity, and current prices. Pawn shops typically pay below spot value - get multiple quotes to compare.

What ID do I need?

Valid government-issued photo ID (driver's license, passport, or state ID).

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