Pawn Shops Tappahannock

Tappahannock residents often turn to pawn shops for quick cash or to buy discounted items. Gold, electronics, and tools are commonly pawned or sold here.

Tappahannock, VA has 3 pawn shops in our directory. Top-rated options include Chesapeake Square Pawn and Valley Pawn.

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Chesapeake Square Pawn

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2125 Starmount Pkwy #123, Chesapeake, VA 23321, United States

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4.9(1686)

Valley Pawn

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1321 W Broad St, Waynesboro, VA 22980, United States

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4.9(231)

Smart Pawn & Jewelry

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817 Richmond Rd, Staunton, VA 24401, United States

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3.9(94)

What Tappahannock Pawn Shops Accept

  • Gold jewelry & watches
  • Electronics (phones, laptops, tablets)
  • Power tools (DeWalt, Milwaukee, Makita)
  • Gaming consoles (PS5, Xbox, Nintendo)
  • Musical instruments
  • Firearms (where permitted)
  • Designer items

Acceptance varies by shop. Call ahead for specialty items or large quantities.

Virginia Pawn Shop Regulations

Interest Rate10% per month (loans ≤$25); 7% per month ($25-$100); 5% per month (≥$100); plus 5% monthly storage fee
Redemption Period30 days + 15-day grace period (45 days total)
Regulated ByLocal circuit courts; Virginia State Police; Attorney General

Virginia pawnbrokers must be licensed by locality with circuit court authorization and post $50,000 surety bond. Loans cannot be divided to increase interest rates. The 30+15 day minimum redemption period provides strong consumer protection.

Tips for Visiting Pawn Shops in Tappahannock

  • 1.Get quotes from multiple shops before deciding
  • 2.Know your item's value - check eBay sold listings first
  • 3.Bring valid government-issued ID (required by law)
  • 4.Ask about interest rates and total repayment amount upfront
  • 5.Keep your pawn ticket in a safe place
  • 6.Ask about the redemption period and any grace periods
  • 7.Ask if they report to credit bureaus (most don't)

Frequently Asked Questions

What can I pawn in Tappahannock?

Common items include gold jewelry, electronics like laptops or phones, and tools.

Which pawn shops in Tappahannock are well-reviewed?

Check out Chesapeake Square Pawn and Valley Pawn for well-reviewed options.

How much can I get for gold?

Offers vary by weight, purity, and current prices. Pawn shops typically pay below spot value - get multiple quotes to compare.

What ID do I need?

Valid government-issued photo ID (driver's license, passport, or state ID).

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