Pawn Shops Sumter

Sumter offers several pawn shops for quick cash or discounted items. Gold, electronics, and firearms are commonly pawned or sold here.

Sumter, SC has 6 pawn shops in our directory. Top-rated options include Reliable Pawn Shop, Pawn It Fast, and Top Dollar Pawn & Sales.

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Top Dollar Pawn & Sales

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1990 Peach Orchard Rd # B, Sumter, SC 29154, United States

4.6(12)

Reliable Pawn Shop

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33 W Liberty St, Sumter, SC 29150, United States

4.1(67)

Pawn It Fast

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251 Broad St, Sumter, SC 29150, United States

pawn loansgold buyingjewelry buyingelectronics buyingtools buyingmusical instruments buying
4.0(19)

Shaw Gate Trading Post

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5435 Broad St, Sumter, SC 29154, United States

3.9(11)

Sumter Pawn & Gun

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705 Broad St, Sumter, SC 29150, United States

pawn loansgold buyingsilver buyingjewelry buyingelectronics buyingtools buying
3.6(30)

Top Dollar Pawn Shop

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1961 McCrays Mill Rd # G, Sumter, SC 29150, United States

3.2(11)

What Sumter Pawn Shops Accept

  • Gold jewelry & watches
  • Electronics (phones, laptops, tablets)
  • Power tools (DeWalt, Milwaukee, Makita)
  • Gaming consoles (PS5, Xbox, Nintendo)
  • Musical instruments
  • Firearms (where permitted)
  • Designer items

Acceptance varies by shop. Call ahead for specialty items or large quantities.

South Carolina Pawn Shop Regulations

Interest Rate25% on first $50; 20% on $50-$100; 15% on $100-$200; 10% on $200-$1,000; 5% on $1,000-$15,000 (per 30 days)
Redemption Period60 days from due date (10 days written notice required for loans over $50)
Regulated BySouth Carolina Department of Consumer Affairs

South Carolina pawnbrokers operate under Title 40, Chapter 39 with a Certificate of Authority from SCDCA. A $15,000 bond and insurance for pledged goods are required. Maximum loan is $15,000. Electronic data transfer to law enforcement database required.

Tips for Visiting Pawn Shops in Sumter

  • 1.Get quotes from multiple shops before deciding
  • 2.Know your item's value - check eBay sold listings first
  • 3.Bring valid government-issued ID (required by law)
  • 4.Ask about interest rates and total repayment amount upfront
  • 5.Keep your pawn ticket in a safe place
  • 6.Ask about the redemption period and any grace periods
  • 7.Ask if they report to credit bureaus (most don't)

Frequently Asked Questions

What can I pawn in Sumter?

Common items include gold, electronics, tools, and firearms.

Which pawn shops in Sumter are well-reviewed?

Check out Top Dollar Pawn & Sales and Reliable Pawn Shop for solid options.

How much can I get for gold?

Offers vary by weight, purity, and current prices. Pawn shops typically pay below spot value - get multiple quotes to compare.

What ID do I need?

Valid government-issued photo ID (driver's license, passport, or state ID).

Need More Cash?

Get a title loan - keep your car

Gold Prices