Pawn Shops Cayce

Cayce residents often turn to pawn shops for fast cash or to sell unused items. Popular items include jewelry, electronics, and musical instruments.

Cayce, SC has 2 pawn shops in our directory. Top-rated options include Bonded Loan Office and People's Pawn Shop Inc.

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Bonded Loan Office

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1328 Assembly St, Columbia, SC 29201, United States

+1 803-252-1105 Website

collateral loansbuying goodsselling goodsbuying goldselling goldbuying diamonds

4.9(154)

People's Pawn Shop Inc

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1324 Assembly St, Columbia, SC 29201, United States

+1 803-256-1888 Website

pawn loansquick cash loansbuying merchandiseselling merchandise

4.3(96)

What Cayce Pawn Shops Accept

✓ Gold jewelry & watches
✓ Electronics (phones, laptops, tablets)
✓ Power tools (DeWalt, Milwaukee, Makita)
✓ Gaming consoles (PS5, Xbox, Nintendo)
✓ Musical instruments
✓ Firearms (where permitted)
✓ Designer items

Acceptance varies by shop. Call ahead for specialty items or large quantities.

South Carolina Pawn Shop Regulations

Interest Rate25% on first $50; 20% on $50-$100; 15% on $100-$200; 10% on $200-$1,000; 5% on $1,000-$15,000 (per 30 days)

Redemption Period60 days from due date (10 days written notice required for loans over $50)

Regulated BySouth Carolina Department of Consumer Affairs

South Carolina pawnbrokers operate under Title 40, Chapter 39 with a Certificate of Authority from SCDCA. A $15,000 bond and insurance for pledged goods are required. Maximum loan is $15,000. Electronic data transfer to law enforcement database required.

Tips for Visiting Pawn Shops in Cayce

1.Get quotes from multiple shops before deciding
2.Know your item's value - check eBay sold listings first
3.Bring valid government-issued ID (required by law)
4.Ask about interest rates and total repayment amount upfront
5.Keep your pawn ticket in a safe place
6.Ask about the redemption period and any grace periods
7.Ask if they report to credit bureaus (most don't)

Frequently Asked Questions

What can I pawn in Cayce?

Common items include gold jewelry, electronics, and tools.

Which pawn shops in Cayce are well-reviewed?

Check out Bonded Loan Office and People's Pawn Shop Inc for reliable options.

How much can I get for gold?

Offers vary by weight, purity, and current prices. Pawn shops typically pay below spot value - get multiple quotes to compare.