Pawn Shops St Simons Island

St Simons Island and nearby areas like Brunswick have pawn shops that often deal in jewelry, electronics, and firearms. Many locals visit these spots for quick cash or to find unique items.

St Simons Island, GA has 4 pawn shops in our directory. Top-rated options include Lending Bear, Mr. Cash Pawn Shop, and Mr Pawn Depot.

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Lending Bear

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4406 Altama Ave, Brunswick, GA 31520, United States

4.9(393)

Mr. Cash Pawn Shop

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2099 Perry Lane Rd, Brunswick, GA 31525, United States

pawn loansgold buyingjewelry pawninginstrument pawninginstrument tradinglayaway plans
4.9(165)

Mr Pawn Depot

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3556 Community Rd, Brunswick, GA 31520, United States

4.3(85)

Gun & Pawn

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3556 Community Rd, Brunswick, GA 31520, United States

3.7(3)

What St Simons Island Pawn Shops Accept

  • Gold jewelry & watches
  • Electronics (phones, laptops, tablets)
  • Power tools (DeWalt, Milwaukee, Makita)
  • Gaming consoles (PS5, Xbox, Nintendo)
  • Musical instruments
  • Firearms (where permitted)
  • Designer items

Acceptance varies by shop. Call ahead for specialty items or large quantities.

Georgia Pawn Shop Regulations

Interest Rate25% per 30 days first 90 days; 12.5% per 30 days thereafter (minimums: $10/$5)
Redemption Period10 days grace (regular pawns); 30 days grace (vehicle/title pawns)
Regulated ByMunicipal authorities (local city/county licensing)

Georgia pawnbroker laws (O.C.G.A. §§44-12-130 through 44-12-138) allow municipalities to license pawnbrokers. Interest rates are tiered: 25% maximum first 90 days, dropping to 12.5% thereafter. Pledged goods forfeit automatically at grace period end.

Tips for Visiting Pawn Shops in St Simons Island

  • 1.Get quotes from multiple shops before deciding
  • 2.Know your item's value - check eBay sold listings first
  • 3.Bring valid government-issued ID (required by law)
  • 4.Ask about interest rates and total repayment amount upfront
  • 5.Keep your pawn ticket in a safe place
  • 6.Ask about the redemption period and any grace periods
  • 7.Ask if they report to credit bureaus (most don't)

Frequently Asked Questions

What can I pawn in St Simons Island?

Common items include gold, electronics, and tools.

Which pawn shops in St Simons Island are well-reviewed?

Check out Lending Bear and Mr. Cash Pawn Shop for well-reviewed options.

How much can I get for gold?

Offers vary by weight, purity, and current prices. Pawn shops typically pay below spot value - get multiple quotes to compare.

What ID do I need?

Valid government-issued photo ID (driver's license, passport, or state ID).

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