Pawn Shops Neptune Beach

Neptune Beach locals often turn to pawn shops for quick cash or to buy discounted goods. Jewelry, electronics, and tools are among the most commonly pawned or sold items here.

Neptune Beach, FL has 2 pawn shops in our directory. Top-rated options include Beaches Jewelry & Pawn.

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Beaches Jewelry & Pawn

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679 3rd St S, Jacksonville Beach, FL 32250, United States

+1 904-241-1889 Website

4.3(60)

Jimmy's Jewelry And Pawn Shop

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55 Sailfish Dr E, Atlantic Beach, FL 32233, United States

+1 904-249-9970

2.3(15)

What Neptune Beach Pawn Shops Accept

✓ Gold jewelry & watches
✓ Electronics (phones, laptops, tablets)
✓ Power tools (DeWalt, Milwaukee, Makita)
✓ Gaming consoles (PS5, Xbox, Nintendo)
✓ Musical instruments
✓ Firearms (where permitted)
✓ Designer items

Acceptance varies by shop. Call ahead for specialty items or large quantities.

Florida Pawn Shop Regulations

Interest Rate25% per 30-day period (minimum $5)

Redemption Period30 days grace period after default date

Regulated ByFlorida Department of Agriculture and Consumer Services (FDACS)

Under Florida Pawnbroking Act (Chapter 539), pawnbrokers may charge up to 25% per 30-day period. Items automatically forfeit after 30 days past default date without notice. Florida requires a 30-day police hold on items to check for stolen property.

Tips for Visiting Pawn Shops in Neptune Beach

1.Get quotes from multiple shops before deciding
2.Know your item's value - check eBay sold listings first
3.Bring valid government-issued ID (required by law)
4.Ask about interest rates and total repayment amount upfront
5.Keep your pawn ticket in a safe place
6.Ask about the redemption period and any grace periods
7.Ask if they report to credit bureaus (most don't)

Frequently Asked Questions

What can I pawn in Neptune Beach?

Common items include gold jewelry, electronics, and tools.

Which pawn shops in Neptune Beach are well-reviewed?

Check out Beaches Jewelry & Pawn and Jimmy's Jewelry And Pawn Shop for reliable options.

How much can I get for gold?

Offers vary by weight, purity, and current prices. Pawn shops typically pay below spot value - get multiple quotes to compare.

What ID do I need?

Valid government-issued photo ID (driver's license, passport, or state ID).