Pawn Shops Selma

Selma and nearby areas have several pawn shops for quick cash or unique buys. People often pawn or sell gold, electronics, and tools here.

Selma, TX has 5 pawn shops in our directory. Top-rated options include Smart Pawn & Jewelry, Freddy's Pawn And Jewelry, and Cash America Pawn.

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Smart Pawn & Jewelry

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1711 I 35 N Frontage Rd, San Marcos, TX 78666, United States

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4.7(500)

Freddy's Pawn And Jewelry

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671 S Seguin Ave, New Braunfels, TX 78130, United States

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4.4(125)

Comal Pawn

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1105 W San Antonio St, New Braunfels, TX 78130, United States

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4.3(33)

Cash America Pawn

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21134 US-281, San Antonio, TX 78258, United States

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4.2(111)

Papa's Pawn shop

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106 Broad St, Selma, AL 36701, United States

4.0(4)

What Selma Pawn Shops Accept

  • Gold jewelry & watches
  • Electronics (phones, laptops, tablets)
  • Power tools (DeWalt, Milwaukee, Makita)
  • Gaming consoles (PS5, Xbox, Nintendo)
  • Musical instruments
  • Firearms (where permitted)
  • Designer items

Acceptance varies by shop. Call ahead for specialty items or large quantities.

Texas Pawn Shop Regulations

Interest Rate15-20% per month (small loans under $175); declining to 2.5% per month (larger amounts); rates adjusted annually by OCCC
Redemption Period30-day grace period after maturity
Regulated ByTexas Office of Consumer Credit Commissioner (OCCC)

Texas has among the most comprehensive pawn regulations under Finance Code Chapter 371. Pawn service charges vary by loan amount brackets updated annually for inflation. Pledgors have no personal liability beyond collateral and can redeem by mail.

Tips for Visiting Pawn Shops in Selma

  • 1.Get quotes from multiple shops before deciding
  • 2.Know your item's value - check eBay sold listings first
  • 3.Bring valid government-issued ID (required by law)
  • 4.Ask about interest rates and total repayment amount upfront
  • 5.Keep your pawn ticket in a safe place
  • 6.Ask about the redemption period and any grace periods
  • 7.Ask if they report to credit bureaus (most don't)

Frequently Asked Questions

What can I pawn in Selma?

Common items include gold, electronics, and tools.

Which pawn shops in Selma are well-reviewed?

Check out Smart Pawn & Jewelry and Freddy's Pawn And Jewelry for reliable options.

How much can I get for gold?

Offers vary by weight, purity, and current prices. Pawn shops typically pay below spot value - get multiple quotes to compare.

What ID do I need?

Valid government-issued photo ID (driver's license, passport, or state ID).

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