Pawn Shops Live Oak

Live Oak locals often turn to pawn shops for fast cash or to buy discounted items. Gold, electronics, and tools are some of the most common items pawned or sold here.

Live Oak, TX has 2 pawn shops in our directory. Top-rated options include EZPAWN (13904 Nacogdoches Road, San Antonio).

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EZPAWN (13904 Nacogdoches Road, San Antonio)

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13904 Nacogdoches Rd, San Antonio, TX 78217, United States

pawn loansgold buyingfirearms loansfirearms buyingretail merchandise saleslayaway
4.7(565)

A to Z Pawn

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9071 Farm-To-Market Rd 78, Converse, TX 78109, United States

3.7(12)

What Live Oak Pawn Shops Accept

  • Gold jewelry & watches
  • Electronics (phones, laptops, tablets)
  • Power tools (DeWalt, Milwaukee, Makita)
  • Gaming consoles (PS5, Xbox, Nintendo)
  • Musical instruments
  • Firearms (where permitted)
  • Designer items

Acceptance varies by shop. Call ahead for specialty items or large quantities.

Texas Pawn Shop Regulations

Interest Rate15-20% per month (small loans under $175); declining to 2.5% per month (larger amounts); rates adjusted annually by OCCC
Redemption Period30-day grace period after maturity
Regulated ByTexas Office of Consumer Credit Commissioner (OCCC)

Texas has among the most comprehensive pawn regulations under Finance Code Chapter 371. Pawn service charges vary by loan amount brackets updated annually for inflation. Pledgors have no personal liability beyond collateral and can redeem by mail.

Tips for Visiting Pawn Shops in Live Oak

  • 1.Get quotes from multiple shops before deciding
  • 2.Know your item's value - check eBay sold listings first
  • 3.Bring valid government-issued ID (required by law)
  • 4.Ask about interest rates and total repayment amount upfront
  • 5.Keep your pawn ticket in a safe place
  • 6.Ask about the redemption period and any grace periods
  • 7.Ask if they report to credit bureaus (most don't)

Frequently Asked Questions

What can I pawn in Live Oak?

Common items include gold jewelry, electronics like laptops or phones, and tools.

Which pawn shops in Live Oak are well-reviewed?

Check out EZPAWN on Nacogdoches Road and A to Z Pawn in nearby Converse.

How much can I get for gold?

Offers vary by weight, purity, and current prices. Pawn shops typically pay below spot value - get multiple quotes to compare.

What ID do I need?

Valid government-issued photo ID (driver's license, passport, or state ID).

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