Pawn Shops Santa Ana

Santa Ana has a variety of pawn shops for quick loans or selling valuables. Jewelry, electronics, and tools are commonly pawned or sold here.

Santa Ana, CA has 3 pawn shops in our directory. Top-rated options include A Cash Buyer Jewelry, Watch and Loan and Casa De Empeño.

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A Cash Buyer Jewelry, Watch and Loan

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1631 Edinger Ave #104, Tustin, CA 92780, United States

pawn loanscollateral loansgold buyingjewelry buyingwatches buyingcoins buying
4.8(41)

Casa De Empeño

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318 W 4th St, Santa Ana, CA 92701, United States

4.2(10)

Ruiz Pawnshop

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118 E 4th St, Santa Ana, CA 92701, United States

3.6(17)

What Santa Ana Pawn Shops Accept

  • Gold jewelry & watches
  • Electronics (phones, laptops, tablets)
  • Power tools (DeWalt, Milwaukee, Makita)
  • Gaming consoles (PS5, Xbox, Nintendo)
  • Musical instruments
  • Firearms (where permitted)
  • Designer items

Acceptance varies by shop. Call ahead for specialty items or large quantities.

California Pawn Shop Regulations

Interest Rate3% per month on unpaid principal (plus $3/month minimum charge)
Redemption Period4 months + 10-day grace period after notification
Regulated ByCalifornia Department of Justice, Secondhand Dealer and Pawnbroker Unit

California has among the most regulated pawn industries in the US. Interest is capped at 3% per month under Financial Code Section 21200. Pawnbrokers must obtain licenses through local law enforcement and maintain $100,000 in liquid assets or equivalent surety bond.

Tips for Visiting Pawn Shops in Santa Ana

  • 1.Get quotes from multiple shops before deciding
  • 2.Know your item's value - check eBay sold listings first
  • 3.Bring valid government-issued ID (required by law)
  • 4.Ask about interest rates and total repayment amount upfront
  • 5.Keep your pawn ticket in a safe place
  • 6.Ask about the redemption period and any grace periods
  • 7.Ask if they report to credit bureaus (most don't)

Frequently Asked Questions

What can I pawn in Santa Ana?

Common items include gold, electronics, and tools.

Which pawn shops in Santa Ana are well-reviewed?

Check out A Cash Buyer Jewelry, Watch and Loan and Casa De Empeño for reliable options.

How much can I get for gold?

Offers vary by weight, purity, and current prices. Pawn shops typically pay below spot value - get multiple quotes to compare.

What ID do I need?

Valid government-issued photo ID (driver's license, passport, or state ID).

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