Pawn Shops Newport Beach

Newport Beach and nearby areas have several pawn shops offering loans and buying valuables. Jewelry, luxury watches, and designer items are often pawned or sold here due to the upscale community.

Newport Beach, CA has 4 pawn shops in our directory. Top-rated options include American Jewelry and Loan, Jewelry-N-Loan, and Coast Jewelry & Loan.

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Newport Lenders

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620 Newport Center Dr #1129, Newport Beach, CA 92660, United States

collateral loanssame day funding
5.0(7)

Jewelry-N-Loan

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1872 Newport Blvd, Costa Mesa, CA 92627, United States

pawn loanssell valuablesbuy jewelrybuy watchescash for goldwatch repair
4.9(41)

American Jewelry and Loan

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1145 Baker St Ste D, Costa Mesa, CA 92626, United States

pawn loansbuyingsellingtradingin-store layawayonline sales
4.5(68)

Coast Jewelry & Loan

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1836 Newport Blvd Suite A, Costa Mesa, CA 92627, United States

pawn loansjewelry buyinggold buyingcoin buyingestate piece buyingdiamond buying
4.0(15)

What Newport Beach Pawn Shops Accept

  • Gold jewelry & watches
  • Electronics (phones, laptops, tablets)
  • Power tools (DeWalt, Milwaukee, Makita)
  • Gaming consoles (PS5, Xbox, Nintendo)
  • Musical instruments
  • Firearms (where permitted)
  • Designer items

Acceptance varies by shop. Call ahead for specialty items or large quantities.

California Pawn Shop Regulations

Interest Rate3% per month on unpaid principal (plus $3/month minimum charge)
Redemption Period4 months + 10-day grace period after notification
Regulated ByCalifornia Department of Justice, Secondhand Dealer and Pawnbroker Unit

California has among the most regulated pawn industries in the US. Interest is capped at 3% per month under Financial Code Section 21200. Pawnbrokers must obtain licenses through local law enforcement and maintain $100,000 in liquid assets or equivalent surety bond.

Tips for Visiting Pawn Shops in Newport Beach

  • 1.Get quotes from multiple shops before deciding
  • 2.Know your item's value - check eBay sold listings first
  • 3.Bring valid government-issued ID (required by law)
  • 4.Ask about interest rates and total repayment amount upfront
  • 5.Keep your pawn ticket in a safe place
  • 6.Ask about the redemption period and any grace periods
  • 7.Ask if they report to credit bureaus (most don't)

Frequently Asked Questions

What can I pawn in Newport Beach?

Common items include gold jewelry, electronics, and luxury goods like watches or handbags.

Which pawn shops in Newport Beach are well-reviewed?

Check out Newport Lenders and Jewelry-N-Loan for reliable options.

How much can I get for gold?

Offers vary by weight, purity, and current prices. Pawn shops typically pay below spot value - get multiple quotes to compare.

What ID do I need?

Valid government-issued photo ID (driver's license, passport, or state ID).

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